\u514d\u8cbb\u8b1b\u5ea7<\/a>\u5167\u88dc\u5145\u3002<\/span><\/p>\n <\/p>\n
\u672c\u6587\u53ca\u4e4b\u5f8c\u4e00\u9023\u4e09\u7bc7\u6587\u7ae0\uff0c\u4e3b\u8981\u8a0e\u8ad6\u7b2c4\u62db\u7684\u50f9\u503c\u5e73\u5747\u7b56\u7565\u8207\u7b2c5\u30016\u30017\u62db\u7684\u7d50\u5408\u64cd\u4f5c\u3002\u7b2c4\u62db\u7684\u50f9\u503c\u5e73\u5747\u7b56\u7565\u662f\u7b46\u8005\u6700\u559c\u6b61\u7684\u7b56\u7565\u4e4b\u4e00\uff0c\u56e0\u70ba\u5b83\u6709\u5341\u5206\u5ee3\u6cdb\u7684\u9069\u7528\u6027\uff0c\u7121\u8ad6\u662f\u5f37\u7a4d\u91d1\u6291\u6216\u662f\u5176\u4ed6\u6295\u8cc7\uff08\u898b\u300a\u7a4d\u91d1\u5927\u53cd\u64ca\u300b\u7b2c105\u9801\uff09\uff0c\u53ea\u662f\u6709\u6b63\u56de\u5831\u6709\u6ce2\u5e45\u7684\u6295\u8cc7\u7269\u53ca\u6295\u8cc7\u7b56\u7565\uff0c\u7b2c4\u62db\u90fd\u53ef\u4ee5\u63d0\u5347\u5176\u56de\u5831\u53ca\u6ce2\u5e45\u3002<\/span><\/span><\/p>\n <\/p>\n
\u300a\u7a4d\u91d1\u5927\u53cd\u64ca\u300b\u7b2c62\u9801\u8a0e\u8ad6\u4e86\u50f9\u503c\u5e73\u5747\u7b56\u7565\u7528\u65bc\u6052\u6307\u57fa\u91d1\u53ca\u4fdd\u5b88\u57fa\u91d1\uff0c\u5982\u679c\u5c07\u6052\u6307\u57fa\u91d1\u63db\u6210\u70ba\u7b2c5\u30016\u30017\u62db\uff0c\u5176\u56de\u5831\uff0f\u6ce2\u5e45\u6bd4\u7387\uff08\u590f\u666e\u6bd4\u7387\uff09\u53c8\u6703\u6709\u6240\u63d0\u5347\u3002<\/span><\/p>\n <\/p>\n
\n <\/p>\n
1. \u50f9\u503c\u5e73\u5747\u7b56\u7565\uff08\u6309\u300a\u7a4d\u91d1\u5927\u53cd\u64ca\u300b\uff09<\/span><\/strong><\/span><\/p>\n <\/p>\n
\u4ee5\u4e0b\u5047\u8a2d\u4e86\u4e00\u7a2e\u4e3b\u8981\u6295\u8cc7\u7b56\u7565\uff08\u5982\u7b2c5\u30016\u30017\u62db\uff09\u65bc\u4e00\u5e74\u5167\u5404\u6708\u5206\u7684\u6295\u8cc7\u8868\u73fe\uff0c\u898b\u8868\u4e00<\/strong><\/span>\u5982\u4e0b\uff1a<\/span><\/p>\n <\/p>\n
\n\n\n\u6708\u4efd<\/strong><\/span><\/td>\n\u7576\u6708\u56de\u5831<\/strong><\/span><\/td>\n<\/tr>\n\n1<\/strong><\/span><\/td>\n0.67%<\/span><\/td>\n<\/tr>\n\n2<\/strong><\/span><\/td>\n2.33%<\/span><\/td>\n<\/tr>\n\n3<\/strong><\/span><\/td>\n-1.34%<\/span><\/td>\n<\/tr>\n\n4<\/strong><\/span><\/td>\n0.56%<\/span><\/td>\n<\/tr>\n\n5<\/strong><\/span><\/td>\n1.79%<\/span><\/td>\n<\/tr>\n\n6<\/strong><\/span><\/td>\n-0.26%<\/span><\/td>\n<\/tr>\n\n7<\/strong><\/span><\/td>\n1.29%<\/span><\/td>\n<\/tr>\n\n8<\/strong><\/span><\/td>\n2.22%<\/span><\/td>\n<\/tr>\n\n9<\/strong><\/span><\/td>\n-3.52%<\/span><\/td>\n<\/tr>\n\n10<\/strong><\/span><\/td>\n2.87%<\/span><\/td>\n<\/tr>\n\n11<\/strong><\/span><\/td>\n-2.51%<\/span><\/td>\n<\/tr>\n\n12<\/strong><\/span><\/td>\n0.49%<\/span><\/td>\n<\/tr>\n\n<\/td>\n | <\/td>\n<\/tr>\n | \n\u6309\u6708\u56de\u5831\u5e73\u5747<\/strong><\/span><\/td>\n0.38%<\/span><\/td>\n<\/tr>\n\n\u5e74\u5747\u56de\u5831<\/strong><\/span><\/td>\n4.59%<\/span><\/td>\n<\/tr>\n\n\u6309\u6708\u6ce2\u5e45<\/strong><\/span><\/td>\n1.98%<\/span><\/td>\n<\/tr>\n\n\u5e74\u5747\u56de\u5831<\/strong>\/<\/strong>\u6309\u6708\u6ce2\u5e45<\/strong><\/span><\/td>\n2.31<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n <\/p>\n \u53c8\u5047\u8a2d\u4e0a\u5e74\u5e36\u4f86\u7684\u8cc7\u7522\u503c\u70ba10,000\u5143\uff0c\u672c\u5e74\u6bcf\u6708\u6708\u521d\u4f9b\u6b3e1,000\u5143<\/span>\uff0c\u5982\u679c\u6c92\u6709\u56de\u5831\u53ca\u6ce2\u5e45\uff0c\u4e00\u5e74\u5f8c\u8cc7\u7522\u503c\u70ba10,000\u5143\uff0b12 x 1,000\u5143\uff1d22,000\u5143\u3002<\/span><\/p>\n <\/p>\n \u5148\u770b\u770b\u904b\u7528\u7b2c4\u62db\u7684\u50f9\u503c\u5e73\u5747\u7b56\u7565\uff0c\u7b2c\u4e00\u500b\u6708\u521d\u6709\u8cc7\u7522\u503c\u70ba10,000\u5143\uff0b1,000\u5143\uff1d11,000\u5143\uff0c\u7b2c\u4e00\u500b\u6708\u7684\u56de\u5831\u5047\u8a2d\u662f+0.67%\uff08\u898b\u4e0a\u8868\u4e00\uff09\uff0c\u6708\u5e95\u7684\u8cc7\u7522\u503c\u4fbf\u662f11,000 x (1+0.67%) = 11,074\u5143\u3002\u5982\u679c\u6309\u300a\u7a4d\u91d1\u5927\u53cd\u64ca\u300b\u7684\u5132\u84c4\u76ee\u6a19\uff0c\u4e00\u500b\u6708\u5e95\u7684\u4e3b\u8981\u7b56\u7565\u7d50\u9918\u662f11,000\u5143\uff0c\u800c\u73fe\u5728\u670911,073\u5143\uff0c\u6240\u4ee5\u64a574\u5143\u53bb\u5099\u7528\u8cc7\u7522\uff08\u4fdd\u5b88\u57fa\u91d1\uff09<\/span>\uff0c\u7576\u6708\u56de\u5831\u8a08\u7b97\u70ba 11074\/(10000+1000) -1 = 0.67%\uff0c\u898b\u4e0b\uff1a<\/span><\/p>\n <\/p>\n \n\n\n\u6708\u4efd<\/strong><\/span><\/td>\n\u7b56\u7565\u7d50\u9918<\/strong><\/span><\/td>\n\u4fdd\u5b88\u57fa\u91d1\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u56de\u5831<\/strong><\/span><\/td>\n<\/tr>\n\n<\/td>\n | 10,000<\/span><\/td>\n | 0<\/span><\/td>\n | 10,000<\/span><\/td>\n | <\/td>\n<\/tr>\n | \n1<\/strong><\/span><\/td>\n11,000<\/span><\/td>\n | 74<\/span><\/td>\n | 11,074<\/span><\/td>\n | 0.67%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n <\/p>\n \u7b2c\u4e8c\u500b\u6708\u521d\u4f9b\u6b3e$1000\u5143\u653e\u53bb\u4e3b\u8981\u7b56\u7565<\/span>\uff0c\u4e3b\u8981\u7b56\u7565\u7684\u8cc7\u7522\u589e\u52a0\u70ba11,000\u5143\uff0b1,000\u5143\uff1d12,000\u5143\uff0c\u7b2c\u4e8c\u500b\u6708\u7684\u7b56\u7565\u56de\u5831\u5047\u8a2d\u662f+2.33%\uff08\u898b\u8868\u4e00\uff09\uff0c\u6708\u5e95\u7684\u8cc7\u7522\u503c\u4fbf\u662f12,000 x (1+2.33%) = 12,280\u5143\u3002\u7531\u65bc\u4e8c\u6708\u5e95\u7684\u4e3b\u8981\u7b56\u7565\u7d50\u9918\u662f12,000\u5143\uff0c\u6240\u4ee5\u6709280\u5143\u64a5\u53bb\u5099\u7528\u8cc7\u7522\uff08\u4fdd\u5b88\u57fa\u91d1\uff09<\/span>\uff0c\u5373\u5099\u7528\u8cc7\u7522\u670973\u5143\uff08\u4e0a\u6708\u7d50\u9918\uff09\u52a0\u672c\u6708\u7684280\u5143\uff0c\u5099\u7528\u8cc7\u7522\u5408\u8a08\u70ba353\u5143\uff0c\u7e3d\u8cc7\u7522\u670912000+353 = 12353\u5143\uff0c\u7576\u6708\u56de\u5831\u670912353\/(11074+1000) -1 = 2.32%\u898b\u4e0b\uff1a<\/span><\/p>\n <\/p>\n \n\n\n\u6708\u4efd<\/strong><\/span><\/td>\n\u7b56\u7565\u7d50\u9918<\/strong><\/span><\/td>\n\u4fdd\u5b88\u57fa\u91d1\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u56de\u5831<\/strong><\/span><\/td>\n<\/tr>\n\n<\/td>\n | 10,000<\/span><\/td>\n | 0<\/span><\/td>\n | 10,000<\/span><\/td>\n | <\/td>\n<\/tr>\n | \n1<\/strong><\/span><\/td>\n11,000<\/span><\/td>\n | 74<\/span><\/td>\n | 11,074<\/span><\/td>\n | 0.67%<\/span><\/td>\n<\/tr>\n\n2<\/strong><\/span><\/td>\n12,000<\/span><\/td>\n | 353<\/span><\/td>\n | 12,353<\/span><\/td>\n | 2.32%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n <\/p>\n \u7b2c\u4e09\u500b\u6708\u7684\u64cd\u4f5c\u4e00\u6a23\uff0c\u4f46\u7b56\u7565\u56de\u5831\u5047\u8a2d\u662f -1.34%\uff08\u898b\u8868\u4e00\uff09\uff0c\u4e3b\u8981\u7b56\u7565\u7684\u8cc7\u7522\u65bc\u6708\u5e95\u4fbf\u662f13,000 x (1-1.34%) = 12,826\u5143\u3002\u8981\u4fdd\u6301\u4e3b\u8981\u7b56\u7565\u7d50\u991813,000\u5143\uff0c\u9700\u8981\u7531\u5099\u7528\u8cc7\u7522\uff08\u4fdd\u5b88\u57fa\u91d1\uff09\u56de\u64a5174\u5143\u53bb\u4e3b\u8981\u7b56\u7565<\/span>\uff0c\u4ee4\u5099\u7528\u8cc7\u7522\u7d50\u9918\u6210\u70ba353 \u2013 174 =179\u5143\uff0c\u7e3d\u8cc7\u7522\u65bc\u4e8c\u6708\u4efd\u670912000+353 = 12353\u5143\uff0c\u7b2c\u4e09\u500b\u6708\u56de\u5831\u70ba13179\/(12353+1000) -1 = -1.30%\u898b\u4e0b\uff1a<\/span><\/p>\n <\/p>\n \n\n\n\u6708\u4efd<\/strong><\/span><\/td>\n\u7b56\u7565\u7d50\u9918<\/strong><\/span><\/td>\n\u4fdd\u5b88\u57fa\u91d1\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u56de\u5831<\/strong><\/span><\/td>\n<\/tr>\n\n<\/td>\n | 10,000<\/span><\/td>\n | 0<\/span><\/td>\n | \u00a010,000<\/span><\/td>\n | <\/td>\n<\/tr>\n | \n1<\/strong><\/span><\/td>\n11,000<\/span><\/td>\n | 74<\/span><\/td>\n | \u00a011,074<\/span><\/td>\n | 0.67%<\/span><\/td>\n<\/tr>\n\n2<\/strong><\/span><\/td>\n12,000<\/span><\/td>\n | 353<\/span><\/td>\n | \u00a012,353<\/span><\/td>\n | 2.32%<\/span><\/td>\n<\/tr>\n\n3<\/strong><\/span><\/td>\n13,000<\/span><\/td>\n | 179<\/span><\/td>\n | \u00a013,179<\/span><\/td>\n | -1.30%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n <\/p>\n <\/p>\n \u5982\u662f\u8005\uff0c\u5168\u5e74\u60c5\u6cc1\u662f\uff1a<\/span><\/p>\n\n\n\n\u6708\u4efd<\/strong><\/span><\/td>\n\u7b56\u7565\u7d50\u9918<\/strong><\/span><\/td>\n\u4fdd\u5b88\u57fa\u91d1\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u7d50\u9918<\/strong><\/span><\/td>\n\u7576\u6708\u56de\u5831<\/strong><\/span><\/td>\n<\/tr>\n\n<\/td>\n | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |