{"id":4644,"date":"2020-05-17T20:19:12","date_gmt":"2020-05-17T12:19:12","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=4644"},"modified":"2021-02-15T00:33:03","modified_gmt":"2021-02-14T16:33:03","slug":"%e8%b7%9fkol%e5%ad%b8%e6%8a%95%e8%b3%872","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2020\/05\/%e8%b7%9fkol%e5%ad%b8%e6%8a%95%e8%b3%872\/","title":{"rendered":"\u8ddfKOL\u5b78\u6295\u8cc7#2"},"content":{"rendered":"

\u8ddfKOL\u5b78\u6295\u8cc7#2<\/span><\/strong><\/span><\/h2>\n

 <\/p>\n

\u63a5\u4e0a\u6587<\/span><\/a><\/p>\n

 <\/p>\n

 <\/p>\n

The get rich portfolio<\/a> (\u81f4\u5bcc\u7684\u6295\u8cc7)<\/span><\/p>\n

The stay rich portfolio<\/a> (\u6301\u76c8\u4fdd\u6cf0\u7684\u6295\u8cc7)<\/span><\/p>\n

How I invest my money<\/a> (\u6211\u662f\u5982\u4f55\u6295\u8cc7)<\/span><\/p>\n

 <\/p>\n

Meb Faber \u65bc\u7b2c\u4e8c\u7bc7\u6587\u7ae0\u7e7c\u7e8c\u95e1\u8ff0\u4ed6\u7684\u6295\u8cc7\u4e4b\u8def\u3002\u7b2c\u4e8c\u7bc7\u6587\u7ae0 The Stay Rich Portfolio \u4e3b\u8981\u91dd\u5c0d\u5982\u4f55\u6301\u76c8\u4fdd\u6cf0\uff0c\u5373\u662f\u505a\u4e00\u4e9b\u7a69\u9663\u7684\u6295\u8cc7\u3002<\/span><\/p>\n

 <\/p>\n

\u5927\u5bb6\u53ef\u53c3\u8003\u5e7e\u5e74\u524d\u672c\u7ad9\u6587\u7ae0\uff1a\u6211\u8981\u4e00\u96bb\u7a69\u9663\u7684\u6295\u8cc7<\/a><\/span><\/p>\n

 <\/p>\n

Meb Faber \u6307\u51fa\u53c8\u9ad8\u589e\u9577\u53c8\u5b89\u5168\u7684\u6295\u8cc7\u662f\u4e0d\u5b58\u5728\u7684\u3002\u9ad8\u5ea6\u96c6\u4e2d\u7684\u6295\u8cc7\uff0c\u518d\u52a0\u4e0a\u69d3\u687f\u7684\u8a71\uff0c\u5343\u5104\u5bcc\u8c6a\u4ea6\u53ef\u4ee5\u77ed\u671f\u7834\u7522\u3002\u60c5\u6cc1\u5c31\u662f\u7121\u8ad6\u4f60\u7684\u5e73\u5747\u56de\u5831\u5982\u4f55\u6f02\u4eae\uff0c\u53ea\u8981\u6709\u4e00\u6b21\u9ed1\u5929\u9d5d\u51fa\u73fe\uff0c\u4eca\u665a\u51fa\u73fe\u56de\u5831-100% \u5373\u6ec5\u9802\uff0c\u5118\u7ba1\u660e\u5929\u53ef\u4ee5\u53cd\u5f48+100%\uff0c\u4f46\u5df2\u7d93\u7121\u6cd5\u6539\u8b8a\u4e8b\u5be6\u3002<\/span><\/p>\n

 <\/p>\n

\u5927\u5bb6\u5b9c\u518d\u770b\u51f1\u5229\u6cd5\u5247<\/a>\u7b49\u524d\u6587\uff0c\u770b\u770b\u81ea\u5df1\u662f\u5426\u843d\u5165\u6295\u8cc7\u7684\u76f2\u9ede<\/a>\u3002<\/span><\/p>\n

 <\/p>\n

\u63a5\u7740Meb Faber \u6307\u51fa\u5373\u4f7fT-Bills (\u5373\u77ed\u671f\u7f8e\u570b\u570b\u5eab\u5238) \u90fd\u53ef\u80fd\u4e0d\u662f\u5927\u5bb6\u5fc3\u4e2d\u6240\u60f3\u7684\u7a69\u9663\u6295\u8cc7<\/span>\u3002\u4ed6\u6307\u51fa\u8981\u5c07\u6ce2\u5e45\u4e0b\u964d\uff0c\u6700\u6709\u6548\u7684\u65b9\u6cd5\u662f\u9032\u884c\u8cc7\u7522\u914d\u7f6e\u3002<\/span><\/p>\n

 <\/p>\n

Meb Faber \u5217\u8209\u4e86\u6700\u7c21\u55ae\u7684\u80a160:\u50b540 portfolio<\/span>\uff0c\u6b64portfolio \u662f\u6240\u6709\u8cc7\u7522\u914d\u7f6e\u7684\u6bd4\u8f03\u57fa\u6e96\uff0c\u901960\/40\u4ea6\u5373\u662f\u5f37\u7a4d\u91d1\u5167\u9810\u8a2d\u6295\u8cc7\u7684\u300c\u6838\u5fc3\u7d2f\u7a4d\u57fa\u91d1\u300d\u7684\u914d\u7f6e\u6bd4\u4f8b\u3002<\/span><\/p>\n

 <\/p>\n

\u4ed6\u53c8\u5217\u51fa\u4ed6\u6240\u63d0\u51fa\u7684 GAA (Global Asset Allocation) \u653e\u5165T-Bills\u6bd4\u8f03\uff0c\u51cd\u6c34\u6e9d\u71b1\u6c34\u8abf\u88fd\u51fa\u4e0d\u540c\u7684\u8cc7\u7522\u914d\u7f6e\u3002<\/span><\/p>\n

 <\/p>\n

GAA \u53ef\u53c3\u95b1Meb Faber \u7684\u514d\u8cbb\u66f8\uff0c\u53ef\u6309\u6b64<\/a>\u586b\u5c11\u5c11\u8cc7\u6599\u5f8c\u4e0b\u8f09\u3002\u5982\u679c\u4f60\u60f3\u4ee5Strategic Asset Allocation \u4f5c\u70ba2020\u5e74\u4e0a\u534a\u5e74\u7684\u81ea\u5b78\u76ee\u6a19\uff0c\u5c31\u8acb\u95b1\u8b80\u6b64\u66f8\u3002<\/span><\/p>\n

 <\/p>\n

\"<\/a><\/p>\n

 <\/p>\n

\u5927\u5bb6\u6709\u8ddf\u958b\u672c\u7ad9\u6587\u7ae0\uff0c\u61c2\u5f97\u56de\u5831\u8207\u6ce2\u5e45<\/a>\uff0c\u95b1\u8b80GAA \u6b64\u66f8\u6703\u66f4\u52a0\u5f97\u5fc3\u61c9\u624b\u3002<\/span><\/p>\n

 <\/p>\n

\u6b64GAA \u66f8\u5217\u51fa\u4e86\u6210\u66f8\u7576\u5e74(2013\u5e74) \u5404\u7a2e\u6709\u540d\u7684SAA\uff0c\u66f8\u5167\u689d\u7406\u7c21\u9806\uff0c\u5341\u5206\u6613\u8b80\u6613\u61c2\uff0c\u96a8\u5b78\u96a8\u7528\u3002<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

——————————–<\/p>\n

 <\/p>\n

\"<\/a><\/p>\n

 <\/p>\n

\u7b46\u8005\u5c07\u6295\u8cc7\u8005\u5206\u70ba\u56db\u985e(\u898b\u6b64<\/a>) \uff0c\u9999\u6e2f\u6563\u6236\u5c0d\u7b2c\u4e00\u985e<\/strong>\u9078\u80a1\u578b\u6295\u8cc7\u8005\u53ca\u7b2c\u4e8c\u985e<\/strong>\u6703\u8a08\u7d93\u6fdf\u77e5\u8b58\u578b\u6295\u8cc7\u8005\u5df2\u7d93\u8033\u719f\u80fd\u8a73\uff0c\u5831\u7d19\u96fb\u53f0\u5167\u5bb9\u5927\u591a\u5c6c\u65bc\u7b2c\u4e00\u985e\uff0c\u4ee5\u6d3enumber\u70ba\u4e3b\uff1b\u8ca1\u7d93\u96dc\u8a8c\u5167\u5bb9\u5927\u591a\u70ba\u7b2c\u4e8c\u985e\uff0c\u4ee5\u53e3\u6c34\u591a\u904e\u8336\u70ba\u4e3b\u3002\u56e0\u70ba\u9019\u5169\u985e\u4eba\u58eb\u7d93\u5e38\u9700\u8981\u63a5\u6536\u5927\u91cf\u8cc7\u8a0a\uff0c\u800c\u9019\u4e9b\u53c8\u5feb\u901f\u53c8\u5927\u91cf\u7684\u8cc7\u8a0a\u4ee5\u5f80\u53ea\u80fd\u7531\u50b3\u5a92\u7372\u5f97\u3002\u5728\u7f3a\u4e4f\u5176\u4ed6\u6295\u8cc7\u8cc7\u8a0a\u4e0b\uff0c\u9999\u6e2f\u4eba\u4fbf\u4ee5\u70ba\u9019\u4e9b\u6295\u8cc7\u985e\u5225\u5c31\u662f\u7687\u9053\u3002\u8d0f\u9322\u6642\u7b2c\u4e00\u985e\u4e0a\u8eab\uff0c\u81ea\u6211\u81a8\u8139<\/strong>\u5439\u5653\u6052\u6307\u9ad8\u4f4d\u518d\u53ef\u4ee5\u4e0a\u671b\u4e09\u842c\u9ede\uff1b\u8755\u9322\u7b2c\u4e8c\u985e\u4e0a\u8eab\u6642\uff0c\u7528\u50f9\u503c\u6295\u8cc7\u3001\u5e73\u5747\u6210\u672c\u6cd5\u3001\u6bcf\u6708\u5b58\u512a\u8cea\u6536\u606f\u80a1\u5514\u6015\u8dcc\u4f86\u81ea\u6211\u9ebb\u9189<\/strong>\u3002<\/span><\/p>\n

 <\/p>\n

\u6a4b\u5514\u6015\u820a\u6700\u7dca\u8981\u53d7\uff0c\u73fe\u6642\u4e0d\u5c11\u7db2\u7ad9KOL \u5c08\u5bb6\u963fsir\u7e7c\u7e8c\u98df\u7b2c\u4e00\u4e8c\u985e\u5462\u689d\u6c34\uff0c\u9019\u4e9b\u4eba\u53ea\u5e0c\u671b\u9999\u6e2f\u6563\u6236\u7e7c\u7e8c\u6c89\u6eba\u5eb8\u61f6\uff0c\u597d\u50cf\u9023\u53bb\u8b49\u5238\u884c\u958b\u6236\u5462\u5572\u5481\u7c21\u55ae\u5605\u4e8b\u90fd\u8981\u7747\u7247\u7747\u6559\u5b78\u4e0a\u5802\u4ed8\u8cbbsubscribe\u7684\u8a71\uff0c\u60c5\u6cc1\u5c31\u50cf\u773c\u898bbb \u7a92\u606f<\/a>\u90fd\u5514call \u767d\u8eca\u53bb\u91ab\u9662\uff0c\u4ef2\u8981\u7b49\u9ad8\u4eba\u8001\u5e2b\u65bc\u7db2\u4e0aWhatsapp\u56de\u61c9\u4e00\u6a23\u767d\u75f4\u4f4e\u80fd\u3002<\/span><\/p>\n

 <\/p>\n

\u9999\u6e2f\u6563\u6236\u5927\u591a\u8ced\u5f92\u5fc3\u614b\uff0c\u6703\u89ba\u5f97\u7b2c\u4e09\u985eSAA \u60b6\u5230\u62bd\u7b4b\u300260\/40 \u53ef\u4ee5\u752850\u5e74\uff0c\u6bcf\u5e74\u75281\u5206\u9418\u505a\u4e00\u6b21re-balance (\u518d\u914d\u7f6e\uff0c\u898b\u7a4d\u91d1\u5927\u53cd\u64ca66\u9801)\uff0c\u5df2\u7d93\u53ef\u4ee5\u53bb\u7793\u89ba\u3002<\/span><\/p>\n

 <\/p>\n

\u5982\u679c\u5927\u5bb6\u672a\u63a5\u89f8\u904e\u6295\u8cc7\uff0c\u53ef\u4ee5\u4e0d\u8981\u8457\u773c\u7b2c\u4e00\u4e8c\u985e\uff0c\u800c\u5148\u7531\u7b2c\u4e09\u985eSAA \u5165\u624b\uff0c\u7747\u5b8cMeb Faber \u7684 GAA \u4e00\u66f8\uff0c\u8ddf\u4f4f\u505a\u5df2\u7d93\u53ef\u4ee5\u7528\u4e00\u4e16\uff0c\u4e0d\u7528\u7406\u6703\u4ec0\u9ebc\u7d93\u6fdf\u589e\u9577\u53ca\u5229\u7387\u4e0a\u843d\uff0c\u4e0d\u7528\u5b78\u4ec0\u9ebcIRR \u53ca\u5e02\u76c8\u7387\uff0c\u66f4\u4e0d\u9700\u7528excel \u5de6\u8a08\u53f3\u8a08\u3002<\/span><\/p>\n

 <\/p>\n

\u7b46\u8005\u662f\u591a\u5143\u6295\u8cc7\u8005\uff0cSAA \u90fd\u4f54\u8cc7\u7522\u4e00\u90e8\u4efd\uff0c\u5176\u4e2d\u5c24\u611bPermanent portfolio \u8207\u53ca Golden butterfly<\/a> \u5169\u96bbSAA\u3002<\/span><\/p>\n

 <\/p>\n

\u4e0d\u904e\uff0c\u7b46\u8005\u7d93\u5e38\u641c\u5c0b\u4e00\u4e9b\u597d\u7684\u6295\u8cc7\u7406\u8ad6\u53ca\u5de5\u5177\uff0c\u9047\u898b\u5408\u9069\u7684\u8a71\u66f4\u6703\u8f49\u79fb\u53bb\u5f37\u7a4d\u91d1\uff0c\u9019\u4ea6\u7b2c\u4e00\u81f3\u5341\u4e00\u62db\u7684\u7531\u4f86\u3002\u8fd1\u6708\u5f97\u6089\u6709\u4e00\u500b\u8868\u73fe\u826f\u597d\u7684SAA portfolio\uff0c\u85c9\u672c\u6587\u5411\u77e5\u97f3\u8005\u4ea4\u6d41\u4e00\u4e0b\u3002\u6b64SAA\u5275\u4f5c\u8005\u5c07\u5b83\u53d6\u540d\u53ebSmith Permanent Portfolio<\/span>\uff0c\u8cc7\u7522\u914d\u7f6e\u53ca\u56de\u5831\u6ce2\u5e45\u5982\u4e0b\uff1a<\/span><\/p>\n

 <\/p>\n

\"<\/a><\/p>\n

 <\/p>\n

 <\/p>\n

\u77e5\u97f3\u7684\u6703\u611f\u5606\u5b83\u7684\u53b2\u5bb3\u4e4b\u8655\u3002<\/span><\/p>\n

 <\/p>\n

\u6b64\u914d\u7f6e\u53ef\u7528ETF \u64cd\u4f5c\uff0c\u5f48\u6027\u5927\u3002\u4f46\u4e0a\u8ff0\u7684ETF \u6b77\u53f2\u77ed\uff0c\u5982\u679c\u7528\u985e\u4f3c\u7684Mutual Fund \u4f5c\u9577\u5e74\u671f\u56de\u6e2c\uff0c\u75311987\u5e742020\u5e74\u671f\u9593\uff0c\u5e74\u5747\u56de\u5831\u4e00\u6a23\u67099.79%\uff0c\u6309\u5e74\u6ce2\u5e45\u70ba6.86%(\u6309\u6708\u6ce2\u5e45\u70ba1.98%)\uff0c\u6700\u5927\u55ae\u5e74\u8dcc\u5e45\u53ea\u6709 -2.1%\uff0c\u57fa\u672c\u4e0a\u53ef\u4ee5\u7528\u5230\u767e\u5e74\u6b78\u8001\u3002<\/span><\/p>\n

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\"<\/a><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

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\u4e0b\u6587\u7e8c<\/span><\/a><\/p>\n

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 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

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