{"id":539,"date":"2016-12-30T09:14:51","date_gmt":"2016-12-30T01:14:51","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=539"},"modified":"2018-10-12T20:32:46","modified_gmt":"2018-10-12T12:32:46","slug":"%e6%95%b4%e9%ab%94%e8%b3%87%e7%94%a2%e7%9a%84%e7%b6%9c%e5%90%88%e5%9b%9e%e5%a0%b1%e5%8f%8a%e6%b3%a2%e5%b9%85","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2016\/12\/%e6%95%b4%e9%ab%94%e8%b3%87%e7%94%a2%e7%9a%84%e7%b6%9c%e5%90%88%e5%9b%9e%e5%a0%b1%e5%8f%8a%e6%b3%a2%e5%b9%85\/","title":{"rendered":"\u6574\u9ad4\u8cc7\u7522\u7684\u7d9c\u5408\u56de\u5831\u53ca\u6ce2\u5e45"},"content":{"rendered":"

\u6574\u9ad4\u8cc7\u7522\u7684\u7d9c\u5408\u56de\u5831\u53ca\u6ce2\u5e45<\/span><\/strong><\/span><\/h2>\n

 <\/p>\n

\u5404\u5f0f\u5404\u6a23\u7684\u6295\u8cc7\u7269\u90fd\u6709\u5176\u500b\u5225\u7684\u56de\u5831\u53ca\u6ce2\u5e45<\/a>\uff0c\u6295\u8cc7\u4eba\u58eb\u81f3\u5c11\u4e00\u5e74\u8a08\u7b97\u4e00\u6b21\u81ea\u5df1\u6574\u9ad4\u8cc7\u7522\u7684\u7d9c\u5408<\/span><\/strong>\u56de\u5831\u53ca\u6ce2\u5e45\u3002<\/span><\/p>\n

\u628a\u81ea\u5df1\u7684\u80a1\u7968\u3001\u50b5\u5238\u3001\u57fa\u91d1\u3001\u5f37\u7a4d\u91d1\u3001\u4fdd\u96aa\u3001\u623f\u5730\u7522\u7b49\u6295\u8cc7\u7269\u7684\u6295\u8cc7\u91d1\u984d\u3001\u56de\u5831\u53ca\u6ce2\u5e45\u6574\u7406\uff0c\u4ee5\u5f97\u51fa\u6574\u9ad4\u672c\u91d1\u503c\u53ca\u69d3\u687f\u6bd4\u7387<\/a>\u3001\u6574\u9ad4\u56de\u5831\u53ca\u6ce2\u5e45\u3001\u51f1\u5229\u6578\u5b57<\/a>\u7b49\uff0c\u597d\u50cf\u5b9a\u671f\u505a\u8eab\u9ad4\u6aa2\u67e5\u4e00\u6a23\u3002<\/span><\/p>\n

 <\/p>\n

\u5047\u8a2d\u6709160\u842c\u672c\u91d1\uff0c\u6309\u4ee5\u4e0b\u4f8b\u5b50\uff1a<\/span><\/p>\n

 <\/p>\n\n\n\n\n\n\n\n\n\n
<\/td>\n\u6295\u8cc7\u91d1\u984d<\/span><\/strong><\/td>\n\u8207\u672c\u91d1\u7684\u6bd4\u4f8b<\/span><\/strong><\/td>\n\u5e74\u5747\u56de\u5831<\/span><\/strong><\/td>\n\u6309\u6708\u6ce2\u5e45<\/span><\/strong><\/td>\n\u534a\u51f1\u5229<\/span><\/strong><\/td>\n<\/tr>\n
\u80a1\u7968<\/span><\/td>\n200,000<\/span><\/td>\n0.2\/1.6=12.5%<\/span><\/td>\n7%<\/span><\/td>\n5%<\/span><\/td>\n1.2<\/span><\/td>\n<\/tr>\n
\u4fdd\u96aa<\/span><\/td>\n100,000<\/span><\/td>\n6.25%<\/span><\/td>\n2%<\/span><\/td>\n0%<\/span><\/td>\n\u4e0d\u9069\u7528<\/span><\/td>\n<\/tr>\n
\u5f37\u7a4d\u91d1<\/span><\/td>\n300,000<\/span><\/td>\n18.75%<\/span><\/td>\n8%<\/span><\/td>\n4%<\/span><\/td>\n2.1<\/span><\/td>\n<\/tr>\n
\u4f4f\u5b85\u8cb7\u8ce3<\/span><\/td>\n3,000,000<\/span><\/td>\n187%<\/span><\/td>\n5.6%<\/span><\/td>\n2.9%<\/span><\/td>\n2.8<\/span><\/td>\n<\/tr>\n
\u4f4f\u5b85\u6309\u63ed\u501f\u8cb8\u5229\u606f<\/span><\/td>\n-2,000,000<\/span><\/td>\n-125%<\/span><\/td>\n-4.5%<\/span><\/td>\n0.8%<\/span><\/td>\n\u4e0d\u9069\u7528<\/span><\/td>\n<\/tr>\n
\u6574\u9ad4\u8cc7\u7522\u672c\u91d1<\/strong><\/span><\/td>\n0.2+0.1+0.3+3-2=1.6Mil.<\/strong><\/span><\/td>\n100%<\/strong><\/span><\/td>\n7.4%<\/strong><\/span><\/td>\n7.8%*<\/strong><\/span><\/td>\n0.5<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

*\u5047\u8a2d\u5404\u8cc7\u7522\u7684\u95dc\u4fc2\u6578\u70ba+1\uff0c\u6574\u9ad4\u8cc7\u7522\u7684\u6309\u6708\u6ce2\u5e45\u7c21\u55ae\u8a08\u7b97\u70ba\u5404\u8cc7\u7522\u6ce2\u5e45\u7684\u52a0\u6b0a\u5e73\u5747\u503c\u3002<\/span><\/p>\n

 <\/p>\n

\u53ef\u898b\u80a1\u7968\u3001\u5f37\u7a4d\u91d1\u3001\u4f4f\u5b85\u8cb7\u8ce3\u5404\u81ea\u7684\u300c\u534a\u51f1\u5229\u300d\u7686\u5927\u65bc1\uff0c\u4f46\u7531\u65bc\u4f4f\u5b85\u8cb7\u8ce3<\/a>\u904b\u7528\u6309\u63ed\u501f\u5165200\u842c\u5143\uff0c\u4ee4\u4f8b\u5b50\u4e2d\u7684\u6574\u9ad4\u8cc7\u7522\u7684\u300c\u534a\u51f1\u5229\u300d<\/a>\u53ea\u67090.5\u3002<\/span><\/p>\n

 <\/p>\n

\u96d6\u7136\u6574\u9ad4\u8cc7\u7522\u7684\u300c\u534a\u51f1\u5229\u300d\u5c11\u65bc1\uff0c\u4f46\u5982\u679c\u6b64\u4f8b\u5b50\u8cc7\u7522\u5c6c\u65bc20\u300130\u6b72\u7684\u5e74\u8f15\u4eba\uff0c\u6309\u300c\u5e74\u6b72\u6ce2\u5e45\u300d<\/a>\u7684\u8a71\uff0c\u6309\u6708\u6ce2\u5e457.8%\u5c1a\u53ef\u63a5\u53d7<\/a>\u3002<\/span><\/p>\n

 <\/p>\n

\u4e0d\u904e\uff0c\u5982\u679c\u6b64\u8cc7\u7522\u662f\u5c6c\u65bc50\u6b72\u7684\uff0c\u6309\u6708\u6ce2\u5e45\u6700\u597d\u75317.8%\u4e0b\u964d\u81f35%\u3002\u5176\u4e2d\u4e00\u500b\u8fa6\u6cd5\u662f\u964d\u4f4e\u6309\u63ed\u501f\u8cb8\u91d1\u984d\uff0c\u4ee4\u501f\u5165\u7684\u91d1\u984d\u6700\u591a\u53ea\u53ef\u662f80\u842c\u5143\uff0c\u4f7f\u300c\u534a\u51f1\u5229\u300d\u4e0a\u5347\u81f31.1\uff0c\u4ee5\u504f\u5411\u4fdd\u5b88\u7684\u6ce2\u5e45\u8fce\u63a5\u9000\u4f11\u751f\u6d3b\uff0c\u898b\u4e0b\u8868\u3002<\/span><\/p>\n

 <\/p>\n\n\n\n\n\n\n\n\n\n
<\/td>\n\u91d1\u984d<\/span><\/strong><\/td>\n\u8207\u672c\u91d1\u7684\u6bd4\u4f8b<\/span><\/strong><\/td>\n\u5e74\u5747\u56de\u5831<\/span><\/strong><\/td>\n\u6309\u6708\u6ce2\u5e45<\/span><\/strong><\/td>\n\u534a\u51f1\u5229<\/span><\/strong><\/td>\n<\/tr>\n
\u80a1\u7968<\/span><\/td>\n200,000<\/span><\/td>\n0.2\/1.6=12.5%<\/span><\/td>\n7%<\/span><\/td>\n5%<\/span><\/td>\n1.2<\/span><\/td>\n<\/tr>\n
\u4fdd\u96aa<\/span><\/td>\n100,000<\/span><\/td>\n6.25%<\/span><\/td>\n2%<\/span><\/td>\n0%<\/span><\/td>\n\u4e0d\u9069\u7528<\/span><\/td>\n<\/tr>\n
\u5f37\u7a4d\u91d1<\/span><\/td>\n300,000<\/span><\/td>\n18.75%<\/span><\/td>\n8%<\/span><\/td>\n4%<\/span><\/td>\n2.1<\/span><\/td>\n<\/tr>\n
\u4f4f\u5b85\u8cb7\u8ce3<\/span><\/td>\n1,800,000<\/span><\/td>\n112.5%<\/span><\/td>\n5.6%<\/span><\/td>\n2.9%<\/span><\/td>\n2.8<\/span><\/td>\n<\/tr>\n
\u4f4f\u5b85\u6309\u63ed\u501f\u8cb8\u5229\u606f<\/span><\/td>\n-800,000<\/span><\/td>\n-50%<\/span><\/td>\n-4.5%<\/span><\/td>\n0.8%<\/span><\/td>\n\u4e0d\u9069\u7528<\/span><\/td>\n<\/tr>\n
\u6574\u9ad4\u8cc7\u7522\u672c\u91d1<\/span><\/strong><\/td>\n0.2+0.1+0.3+1.8-0.8=1.6Mil.<\/span><\/strong><\/td>\n100%<\/span><\/strong><\/td>\n6.6%<\/span><\/strong><\/td>\n5%*<\/span><\/strong><\/td>\n1.1<\/span><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\u6309\u300c\u5e74\u6b72\u6ce2\u5e45\u300d\u8a2d\u5b9a\u4e0d\u540c\u5e74\u6b72\u7684\u6309\u6708\u6ce2\u5e45\u4e0a\u9650\uff0c\u7136\u5f8c\u589e\u6e1b\u8cc7\u7522\u5206\u914d\uff0c\u5e74\u8f15\u6295\u8cc7\u8005\u7684\u300c\u5168\u51f1\u5229<\/strong>\u300d\u4e0d\u8981\u4f4e\u65bc1\uff1b\u800c\u5e74\u9577\u6295\u8cc7\u8005\u7684\u300c\u534a\u51f1\u5229<\/strong>\u300d\u4e0d\u8981\u4f4e\u65bc1\uff0c\u4e00\u6b65\u4e00\u6b65\u9032\u884c\u7a69\u9663\u7684\u6295\u8cc7\u3002\u4f46\u8981\u6ce8\u610f\u4e0a\u8868\u7684\u300c\u4f4f\u5b85\u8cb7\u8ce3\u300d\u662f\u6295\u8cc7\u7269\uff0c\u4e26\u975e\u81ea\u5df1\u73fe\u6642\u5c45\u4f4f\u7684\u623f\u5c4b\u3002\u81ea\u5df1\u73fe\u6642\u5c45\u4f4f\u7684\u623f\u5c4b\u662f\u65e5\u7528\u54c1\uff0c\u4e0d\u662f\u6295\u8cc7\u7269\uff08\u898b\u6b64<\/a>\uff09\u3002<\/span><\/p>\n

 <\/p>\n

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 <\/p>\n

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 <\/p>\n

 <\/p>\n

Image from moneysense.com.ph<\/span><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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