{"id":6951,"date":"2022-04-18T06:42:28","date_gmt":"2022-04-17T22:42:28","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=6951"},"modified":"2022-04-18T06:43:05","modified_gmt":"2022-04-17T22:43:05","slug":"%e5%8b%95%e6%85%8b%e9%80%80%e4%bc%91%e9%87%91%e6%8f%90%e5%8f%963-%e6%9c%80%e4%bd%8e%e9%9c%80%e6%b1%82%e6%8f%90%e5%8f%96","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2022\/04\/%e5%8b%95%e6%85%8b%e9%80%80%e4%bc%91%e9%87%91%e6%8f%90%e5%8f%963-%e6%9c%80%e4%bd%8e%e9%9c%80%e6%b1%82%e6%8f%90%e5%8f%96\/","title":{"rendered":"\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6#3-\u6700\u4f4e\u9700\u6c42\u63d0\u53d6"},"content":{"rendered":"

\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6#3-\u6700\u4f4e\u9700\u6c42\u63d0\u53d6<\/strong><\/span><\/h2>\n

 <\/p>\n

 <\/p>\n

\u63a5\u4e0a\u6587<\/a><\/span><\/p>\n

 <\/p>\n

\u7b2c\u4e09\u500b\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6\u7684\u65b9\u6cd5\u662f\u300c\u6700\u4f4e\u9700\u6c42\u63d0\u53d6\u300d\uff08Required Minimum Distribution\uff09<\/strong>\u3002<\/span><\/p>\n

 <\/p>\n

\u9019\u500b\u65b9\u6cd5\u662f\u5148\u8a2d\u5b9a\u4e00\u500b\u63d0\u53d6\u5e74\u671f\uff0c\u5373\u662f\u5728\u4e16\u5e74\u671f\uff0c\u7136\u5f8c\u5c07\u9000\u4f11\u91d1\u9664\u4ee5\u8a72\u5e74\u671f\uff0c\u4fbf\u662f\u7576\u5e74\u53ef\u63d0\u53d6\u7684\u91d1\u984d\u3002<\/span><\/p>\n

 <\/p>\n

\u8209\u4f8b\uff1a\u4eca\u5e7470\u6b72\u6709300\u842c\u9000\u4f11\u91d1\uff0c\u9810\u671f\u81ea\u5df1\u6709100\u6b72\u547d\uff0c\u6240\u4ee5\u4eca\u5e74\u53ef\u63d0\u53d6300\/ (100-70) = 10\u842c\u5143\u3002\u9000\u4f11\u91d1\u662f\u7e7c\u7e8c\u4ee550\uff05\u80a1:50\uff05\u50b5\u53bb\u6295\u8cc7\u3002\u5230\u4e8690\u6b72\uff0c\u5047\u5982\u9084\u6709200\u842c\u9000\u4f11\u91d1\u7684\u8a71\uff0c\u9019\u5e74\u53ef\u63d0\u53d6200\/ (100-90) = 20\u842c\u5143\u3002<\/span><\/p>\n

 <\/p>\n

\u9019\u500b\u300c\u6700\u4f4e\u9700\u6c42\u63d0\u53d6\u300d<\/strong>\u65b9\u5f0f\u5341\u5206\u52d5\u614b\uff0c\u6295\u8cc7\u5931\u5229\u6642\u5c31\u964d\u4f4e\u63d0\u53d6\uff0c\u6295\u8cc7\u597d\u666f\u6642\u5c31\u6709\u591a\u4e9b\u99db\u8cbb\u3002\u5982\u679c\u63d0\u53d6\u5e74\u671f\u7684\u8a2d\u5b9a\u662f\u6b63\u78ba\u7684\u8a71\uff0c\u53ef\u4ee5\u7528\u76e1\u6700\u5f8c\u4e00\u868a\u3002<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u4e0d\u904e\uff0c\u300c\u6700\u4f4e\u9700\u6c42\u63d0\u53d6\u300d<\/strong>\u7684\u7f3a\u9ede\u986f\u7136\u6613\u898b\uff0c\u4e00\uff1a\u63d0\u53d6\u7387\u5341\u5206\u6ce2\u52d5\uff0c\u4e8c\uff1a\u5187\u4eba\u77e5\u81ea\u5df1\u5e7e\u6642\u6b7b\u3002<\/span><\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

\u300c\u6700\u4f4e\u9700\u6c42\u63d0\u53d6\u300d<\/strong>\u7684\u512a\u9ede\u662f\u64c1\u6709\u6700\u9ad8\u7684\u63d0\u53d6\u7387\uff0c\u5c24\u5176\u662f\u628a\u9000\u4f11\u91d1\u4f5c100%\u80a1\u7968\u6295\u8cc7<\/span><\/strong>\u3002<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u6240\u4ee5\uff0c\u5982\u679c\u5e74\u8f15\u6642\u6c92\u6709\u5132\u84c4\uff0c\u9000\u4f11\u5f8c\u9700\u8981\u640f\u4e00\u640f\u53bb\u7528\u9ad8\u80a1\u7968\u6bd4\u4f8b\u53bb\u6295\u8cc7\u9000\u4f11\u91d1\u7684\u8a71\uff0c\u300c\u6700\u4f4e\u9700\u6c42\u63d0\u53d6\u300d<\/strong>\u6703\u662f\u9078\u64c7\uff0c\u6a6b\u8c4e\u90fd\u8981\u6b7b\uff0c\u4ee5\u9ad8\u98a8\u96aa\u53bb\u5b8c\u7d50\u4eba\u751f\u53ca\u9000\u4f11\u91d1\uff0c\u4ea6\u662f\u67d0\u4e9b\u4eba\u7684\u8655\u4e16\u5fc3\u614b\u3002<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u4e0b\u6587\u6703\u6709\u7b2c\u56db\u7a2e\u52d5\u614b\u63d0\u53d6\u65b9\u6cd5<\/span><\/p>\n

 <\/p>\n

\n

 <\/p>\n

 <\/p>\n

\uff2dorningstar \u6587\u7ae0\u5167\u6709\u8ad6\u8ff0\u591a\u7a2e\u65b9\u5f0f\u53bb\u8861\u91cf\u5408\u9069\u63d0\u53d6\u65b9\u6cd5<\/strong>\uff0c\u4e0d\u904e\u90fd\u662f\u8001\u751f\u5e38\u8ac7\uff0c\u7d9c\u5408\u5982\u4e0b:<\/span><\/p>\n

 <\/p>\n

\u4f55\u6642\u9000\u4f11? \u5e74\u8f15\u9000\u4f11\u7684\u7528\u52d5\u614b\u63d0\u53d6,\u5e74\u9577\u7684\u4e0d\u8981\u592a\u904e\u52d5\u614b<\/span><\/p>\n

\u5e02\u5834\u60c5\u6cc1\u53ca\u5bcc\u88d5\u60c5\u5ea6? \u6108\u597d\u5e02\u53ca\u5bcc\u88d5\u5c31\u53ef\u4ee5\u591a\u4e9b\u52d5\u614b\u63d0\u53d6<\/span><\/p>\n

\u6709\u6c92\u6709\u9000\u4f11\u91d1\u4ee5\u5916\u7684\u6536\u5165? \u6709\u7684\u8a71\u53ef\u4ee5\u591a\u7528\u52d5\u614b\u63d0\u53d6<\/span><\/p>\n

\u60f3\u7528\u76e1\u9000\u4f11\u91d1? \u7ba1\u7406\u9000\u4f11\u91d1\u80fd\u529b\u9ad8?\u00a0\u7528\u52d5\u614b\u63d0\u53d6<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

\uff2dorningstar \u6587\u7ae0\u5167\u6709\u53c8\u8ad6\u8ff0\u591a\u7a2e\u65b9\u5f0f\u53bb\u589e\u5f37\u9000\u4f11\u91d1\u53ca\u63d0\u53d6\u7387<\/strong>\uff0c\u4ea6\u90fd\u662f\u8001\u751f\u5e38\u8ac7\uff0c\u958b\u6e90\u7bc0\u6d41\uff0c\u7d9c\u5408\u5982\u4e0b:<\/span><\/p>\n

 <\/p>\n

    \n
  • \u5ef6\u9577\u9000\u4f11<\/span><\/li>\n
  • \u6e1b\u5c11\u958b\u652f<\/span><\/li>\n
  • \u591a\u7528\u793e\u6703\u8cc7\u6e90<\/span><\/li>\n
  • \u904b\u7528\u5e74\u91d1<\/span><\/li>\n
  • \u589e\u52a0\u984d\u5916\u6536\u5165<\/span><\/li>\n<\/ul>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

    \u7b46\u8005\u8a8d\u70ba\u4e0a\u8ff0\u9019\u4e9b\u589e\u5f37\u9000\u4f11\u91d1\u53ca\u63d0\u53d6\u7387\u7684\u65b9\u6cd5\uff0c\u662f\u4e0d\u7528\u7b49\u5f85\u9000\u4f11\u5f8c\u624d\u60f3\u624d\u505a\uff0c\u800c\u662f\u61c9\u8a72\u4e4b\u524d\u5df2\u7d93\u505a\uff0c\u73fe\u5728\u52aa\u529b\u505a\uff0c\u5c07\u4f86\u90fd\u7e7c\u7e8c\u505a\u3002<\/span><\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

    \uff2dorningstar \u6587\u7ae0\u5167\u6709\u9000\u4f11\u91d1\u601d\u60f3\u8981\u9ede\uff0c\u7b46\u8005\u7d9c\u5408\u5982\u4e0b:<\/span><\/strong><\/p>\n

     <\/p>\n

    \u8a2d\u5b9a\u9000\u4f11\u65e5\u671f\uff1a\u5982\u679c\u5df2\u7d93\u6709\u5145\u8db3\u7684\u9000\u4f11\u91d1\uff0c\u5c31\u4e0d\u8981\u8a8d\u70ba\u505a\u5f97\u4e00\u65e5\u591a\u4e00\u65e5\uff0c\u4eba\u751f\u4e0d\u662f\u53ea\u6709\u5de5\u4f5c\uff0c\u5982\u679c\u6c92\u6709\u5de5\u4f5c\u5c31\u6c92\u6709\u751f\u5b58\u610f\u7fa9\u7684\u8a71\uff0c\u9019\u500b\u4eba\u751f\u4fbf\u4e0d\u503c\u5f97\u6d3b\u3002<\/span><\/p>\n

     <\/p>\n

    \u8a08\u7b97\u6536\u5165\u53ca\u958b\u652f\uff1a\u9019\u662f\u57fa\u672c\u7684\u8ca1\u52d9\u77e5\u8b58\uff0c\u505a\u4e86\u5e7e\u5341\u5e74\u4eba\u61c9\u8a72\u5df2\u77e5\u3002<\/span><\/p>\n

     <\/p>\n

    \u6392\u5217\u63d0\u53d6\u6b21\u5e8f\uff1a\u4f8b\u5982\u751f\u679c\u91d1\uff0c\u5176\u4ed6\u6536\u5165\uff0c\u5b50\u5973\u4f9b\u990a\uff0c\u5e74\u91d1\u4fdd\u96aa\u6536\u5165\uff0c\u9000\u4f11\u91d1\u8ce3\u51fa\u63d0\u53d6\u7b49\u7b49\uff0c\u5c07\u9019\u4e9b\u6309\u591a\u5c11\u5feb\u6162\u6392\u5217\u4e00\u4e0b\u3002<\/span><\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

    \u5c0f\u7d50:<\/strong><\/span><\/p>\n

     <\/p>\n

    \u7d93\u5e38\u807d\u5230\u6709\u4eba\u8aaa\u7406\u8ca1\u53ca\u6295\u8cc7\u5b78\u6821\u5187\u6559\uff0c\u5c07\u500b\u4eba\u81ea\u7406\u8cac\u4efb\u63a8\u7d66\u4ed6\u4eba\uff0c\u9019\u7a2e\u5fc3\u614b\u662f\u4e0d\u80fd\u89e3\u6c7a\u500b\u4eba\u81ea\u8eab\u554f\u984c\u3002<\/span><\/p>\n

     <\/p>\n

    \u9000\u4f11\u5f8c\u624d\u601d\u8003\u9000\u4f11\u91d1\u7ba1\u7406\u5be6\u5c6c\u592a\u9072\uff0c\u6108\u65e9\u6108\u9810\u5099\u53cd\u800c\u80fd\u6108\u65e9\u9000\u4f11\u3002<\/span><\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    \u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6#3-\u6700\u4f4e\u9700\u6c42\u63d0\u53d6     \u63a5\u4e0a\u6587   \u7b2c\u4e09\u500b\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6\u7684\u65b9\u6cd5…<\/p>\n","protected":false},"author":1,"featured_media":6957,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[69],"tags":[23,27,49,50],"class_list":["post-6951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-69","tag-23","tag-27","tag-49","tag-50"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/03\/morningstar-retirement-RMD4.jpg?fit=1000%2C675&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7Tc20-1O7","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/6951"}],"collection":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/comments?post=6951"}],"version-history":[{"count":4,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/6951\/revisions"}],"predecessor-version":[{"id":6996,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/6951\/revisions\/6996"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media\/6957"}],"wp:attachment":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media?parent=6951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/categories?post=6951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/tags?post=6951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}