{"id":6959,"date":"2022-04-25T02:55:42","date_gmt":"2022-04-24T18:55:42","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=6959"},"modified":"2022-04-25T02:55:42","modified_gmt":"2022-04-24T18:55:42","slug":"%e5%8b%95%e6%85%8b%e9%80%80%e4%bc%91%e9%87%91%e6%8f%90%e5%8f%964-%e8%ad%b7%e6%ac%84%e8%aa%bf%e6%95%b4","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2022\/04\/%e5%8b%95%e6%85%8b%e9%80%80%e4%bc%91%e9%87%91%e6%8f%90%e5%8f%964-%e8%ad%b7%e6%ac%84%e8%aa%bf%e6%95%b4\/","title":{"rendered":"\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6#4-\u8b77\u6b04\u8abf\u6574"},"content":{"rendered":"

\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6#4-\u8b77\u6b04\u8abf\u6574<\/strong><\/span><\/h2>\n
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\u9019\u500b\u300c\u8b77\u6b04\u8abf\u6574\u300d<\/strong>\u65b9\u6cd5\u6709\u9ede\u50cf\u4ee5\u524d\u6709\u4ecb\u7d39\u904e\u7684\u4e0a\u4e0b\u9650\u65b9\u6cd5(\u898b\u524d\u6587<\/a>)\uff0c\u300c\u8b77\u6b04\u8abf\u6574\u300d\u662f\u5e0c\u671b\u9000\u4f11\u91d1\u8cc7\u7522\u8cfa\u9322\u6642\u53ef\u4ee5\u63d0\u53d6\u591a\u4e00\u4e9b<\/strong>\uff0c\u800c\u7576\u9000\u4f11\u91d1\u8cc7\u7522\u8755\u9322\u6642\u5247\u63d0\u53d6\u5c11\u4e00\u4e9b<\/strong>\u3002<\/span><\/p>\n
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\u4e0a\u5716\u53d6\u81ea\u300c\u8b77\u6b04\u8abf\u6574\u300d\u7684\u539f\u6587\uff02 Decision Rules and Maximum Initial Withdrawal Rates<\/a>\uff02\uff0c\u7576\u9000\u4f11\u91d1\u8cc7\u7522\u8cfa\u9322\u6642\uff0c\u9000\u4f11\u91d1\u8cc7\u7522\u4e0a\u5347\uff0c\u6703\u8da8\u5411\u7da0\u8272\u7dda<\/span><\/strong>\uff0c\u9019\u6642 “\u63d0\u53d6\u91d1\u984d\uff0f\u9000\u4f11\u91d1\u8cc7\u7522 \uff1d \u63d0\u53d6\u7387<\/strong> withdrawal (WD) rate\uff02\u6703\u4e0b\u964d\uff1b\u5982\u679c\u9000\u4f11\u91d1\u8cc7\u7522\u56e0\u8cfa\u9322\u800c\u5927\u5e45\u4e0a\u5347\uff0c\u63d0\u53d6\u7387 WD rate\u5927\u5e45\u4e0b\u964d\u81f3\u4f4e\u65bc\u521d\u59cb\u63d0\u53d6\u7387( initial WD rate) \u768420%\uff0c\u4fbf\u5c07\u7576\u5e74\u63d0\u53d6\u91d1\u984d\u589e\u52a010%\u3002<\/span><\/p>\n
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\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6#4-\u8b77\u6b04\u8abf\u6574 \u63a5\u4e0a\u6587 \u7b2c\u56db\u500b\u52d5\u614b\u9000\u4f11\u91d1\u63d0\u53d6\u7684\u65b9\u6cd5\u662f\u300c…<\/p>\n","protected":false},"author":1,"featured_media":6961,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[69],"tags":[39,22,48,7,40,23,27,50],"class_list":["post-6959","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-69","tag-buy-hold","tag-22","tag-48","tag-7","tag-40","tag-23","tag-27","tag-50"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/03\/morningstar-retirement-GR1.jpg?fit=1200%2C664&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7Tc20-1Of","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/6959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/comments?post=6959"}],"version-history":[{"count":2,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/6959\/revisions"}],"predecessor-version":[{"id":7000,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/6959\/revisions\/7000"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media\/6961"}],"wp:attachment":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media?parent=6959"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/categories?post=6959"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/tags?post=6959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}