{"id":7026,"date":"2022-05-08T22:23:52","date_gmt":"2022-05-08T14:23:52","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=7026"},"modified":"2022-05-08T22:23:52","modified_gmt":"2022-05-08T14:23:52","slug":"%e6%8a%95%e8%b3%87%e9%a1%a7%e5%95%8f-%e4%ba%ba%e9%a1%9evs%e6%a9%9f%e6%a2%b0%e4%ba%ba","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2022\/05\/%e6%8a%95%e8%b3%87%e9%a1%a7%e5%95%8f-%e4%ba%ba%e9%a1%9evs%e6%a9%9f%e6%a2%b0%e4%ba%ba\/","title":{"rendered":"\u6295\u8cc7\u9867\u554f-\u4eba\u985evs\u6a5f\u68b0\u4eba"},"content":{"rendered":"<h2><span style=\"font-size: 14pt;\"><strong><span style=\"color: #04b2f2;\">\u6295\u8cc7\u9867\u554f-\u4eba\u985evs\u6a5f\u68b0\u4eba<\/span><\/strong><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #000000; font-size: 14pt;\"><a href=\"https:\/\/www.mpfdiy.com\/2022\/05\/robo-advisor%e7%9a%84%e7%99%bc%e5%b1%95\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u4e0a\u4e00\u7bc7<\/a>\u6587\u7ae0\u8a0e\u8ad6\u4e86Morningstar \u7684\u4e00\u4efd\u95dc\u65bc\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f robo advisor \u7684\u7814\u7a76\u5831\u544a\uff0c\u672c\u6587\u52a0\u591a\u4e00\u500b\u89d2\u5ea6\uff0c\u770b\u770b<span style=\"color: #04b2f2;\">\u4eba\u985e<\/span>\u6295\u8cc7\u9867\u554f\u8207<span style=\"color: #04b2f2;\">robo<\/span> advisor\u00a0 \u7684\u6bd4\u8f03\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u9019\u500b\u6bd4\u8f03\u662f\u51fa\u81ea\u4e00\u4efd\u7531Vanguard \u6240\u9032\u884c\u7684\u554f\u5377\u8abf\u67e5\uff0c<a href=\"https:\/\/corporate.vanguard.com\/content\/dam\/corp\/research\/pdf\/quantifying-the-investors-view-on-the-value-of-human-and-robo-advice.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u898b\u6b64<\/a>\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">Vanguard \u662f\u5168\u7403\u6700\u5927\u7684\u57fa\u91d1\u516c\u53f8\u4e4b\u4e00\uff0c\u5b83\u662f\u4ee5\u5c11\u4f5c\u70ba\u7684\u6307\u6578\u57fa\u91d1\uff0c\u914d\u4e0a\u4f4e\u6536\u8cbb\u800c\u805e\u540d\u3002\u662f\u6b21human vs robo advisors \u7684\u554f\u5377\u8abf\u67e5\uff0c\u4e3b\u8981\u60f3\u7814\u7a76\u4e00\u4e0b\uff1a<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">1. \u6295\u8cc7\u9867\u554f\u662f\u5426\u6709\u7528\uff1f<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">2. \u4eba\u985e\u6295\u8cc7\u9867\u554f\u662f\u5426\u6bd4\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f\u66f4\u53d7\u9700\u8981\uff1f<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u5c0d\u65bc\u6295\u8cc7\u9867\u554f\u7684\u91cd\u8981\u6027\u6216\u50f9\u503c\uff0c\u9019\u4efd\u554f\u5377\u5206\u958b\u4e86\u4e09\u90e8\u5206\u53bb\u7814\u7a76\uff0c\u5305\u62ec\uff1aportfolio,\u00a0 financial \u53caemotional \uff0c\u898b\u4e0b\u5716\uff1a<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><a href=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv1.jpg?ssl=1\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" title=\" \"loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7028 size-full\" src=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv1.jpg?resize=720%2C472&#038;ssl=1\" alt=\" \" width=\"720\" height=\"472\" srcset=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv1.jpg?w=1200&amp;ssl=1 1200w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv1.jpg?resize=300%2C197&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv1.jpg?resize=1024%2C671&amp;ssl=1 1024w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv1.jpg?resize=768%2C503&amp;ssl=1 768w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt; color: #04b2f2;\"><strong>Portfolio Value<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">Portfolio value \u4e3b\u8981\u7814\u7a76\u6295\u8cc7\u9867\u554f\u65bc\u4f7f\u7528\u8005\u7684<span style=\"color: #04b2f2;\">\u8cc7\u7522\u7ba1\u7406<\/span>(portfolio management) \u4e0a\u7684\u6295\u8cc7\u8868\u73fe\uff0c\u8abf\u67e5\u767c\u73fe\u6709\u8058\u8acb\u6295\u8cc7\u9867\u554f\u7684\u4eba\uff0c\u5176\u6295\u8cc7\u8868\u73fe\u6703\u6bd4\u8d77\u6c92\u6709\u6295\u8cc7\u9867\u554f\u7684\u4eba\u66f4\u597d\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u7576\u4e2d\uff0c\u4f7f\u7528\u4eba\u985e\u6295\u8cc7\u9867\u554f\u7684\u6295\u8cc7\u7684\u8868\u73fe\u589e\u5e45\uff0c\u6bd4\u8d77\u4f7f\u7528\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f\u7684\u66f4\u591a\u3002\u4e0d\u904e\uff0c\u4f7f\u7528\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f\u7684\uff0c\u6574\u9ad4\u56de\u5831\u6703\u8f03\u9ad8\uff0c\u53ef\u80fd\u662f\u56e0\u70ba\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u7684\u4e0d\u540c\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><a href=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv2.jpg?ssl=1\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" title=\" \"loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7029 size-full\" src=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv2.jpg?resize=626%2C591&#038;ssl=1\" alt=\" \" width=\"626\" height=\"591\" srcset=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv2.jpg?w=626&amp;ssl=1 626w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv2.jpg?resize=300%2C283&amp;ssl=1 300w\" sizes=\"auto, (max-width: 626px) 100vw, 626px\" \/><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #04b2f2;\"><strong><span style=\"font-size: 14pt;\">Financial value<\/span><\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u6295\u8cc7\u9867\u554f\u7684\u529f\u80fd\u4e0d\u6b62\u65bc\u589e\u5f37\u6295\u8cc7\u8868\u73fe\uff0c\u4f7f\u5ba2\u6236\u9054\u5230<strong><span style=\"color: #04b2f2;\">\u8ca1\u52d9\u76ee\u6a19<\/span><\/strong>\u90fd\u662f\u6295\u8cc7\u9867\u554f\u7684\u91cd\u8981\u5de5\u4f5c\u30023\u5e74\u5f8c\u8cb7\u6a13\u820730\u5e74\u5f8c\u9000\u4f11\uff0c\u5169\u8005\u662f\u5b8c\u5168\u4e0d\u540c\u7684\u8ca1\u52d9\u76ee\u6a19\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><a href=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv3.jpg?ssl=1\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" title=\" \"loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7030 size-full\" src=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv3.jpg?resize=618%2C486&#038;ssl=1\" alt=\" \" width=\"618\" height=\"486\" srcset=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv3.jpg?w=618&amp;ssl=1 618w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv3.jpg?resize=300%2C236&amp;ssl=1 300w\" sizes=\"auto, (max-width: 618px) 100vw, 618px\" \/><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u5f9e\u4e0a\u5716\u53ef\u77e5\uff0c\u4eba\u985e\u6295\u8cc7\u9867\u554f\u65bc\u6eff\u8db3\u8ca1\u52d9\u76ee\u6a19\u7684\u5de5\u4f5c\u4e0a\uff0c\u6bd4\u8d77\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f\u66f4\u4ee4\u4eba\u6eff\u610f\u3002\u672a\u6709\u6295\u8cc7\u9867\u554f\u524d\uff0c\u53ea\u6709\u7d0445% \u7684\u4eba\u80fd\u5920\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\uff1b\u5728\u6709\u4e86\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f\u4e4b\u5f8c\uff0c\u670950%\u7684\u53d7\u8a2a\u8005\u8868\u793a\u80fd\u5920\u9054\u6210\u8ca1\u52d9\u76ee\u6a19\uff0c\u4f7f\u7528\u4eba\u985e\u6295\u8cc7\u9867\u554f\u7684\u66f4\u52a0\u53bb\u523059%\uff0c\u6210\u6548\u5341\u5206\u986f\u8457\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #04b2f2;\"><strong><span style=\"font-size: 14pt;\">Emotional value<\/span><\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u7747\u6587\u7ae0\u7747youtube \u7747\u7812\u5e8a\u7684\u6563\u6236\uff0c\u591a\u6578\u662f\u5c0b\u627e<span style=\"color: #04b2f2;\">\u5fc3\u9748\u6170\u85c9<\/span>\u591a\u65bc\u5c0b\u627e\u8ca1\u52d9\u77e5\u8b58\u3002\u5927\u5b78\u5b78\u4f4d\u90fd\u53ea\u662f\u9700\u89813,4\u5e74\uff0c\u4f55\u89e3\u9999\u6e2f\u6563\u6236\u53ef\u4ee5\u5e7e\u5341\u5e74\u4f86\u4e0d\u65b7\u4f86\u56de\u53ca\u8f2a\u8ff4\u505a\u6295\u8cc7\u521d\u54e5\uff1f\u4e0d\u662f\u80fd\u529b\u4e0d\u8db3\uff0c\u800c\u662f\u5fc3\u7406\u9700\u8981\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u8cb7\u4fdd\u96aa\u8981\u4ebaserve\uff0c\u9280\u884c\u5165\u6578\u8981\u4eba serve\uff0c\u8cb7\u516d\u5408\u5f69\u90fd\u8981\u55ba\u6ac3\u4f4d\u6392\u4e0b\u968a\u5148\u5b89\u6a02\u3002\u8ca1\u52d9\u6d3b\u52d5\u662f\u4eba\u985e\u5341\u5206\u5bb3\u6015\u7684\u5922\u9b58\uff0c\u7e3d\u60f3\u8981\u806f\u7fa4\u7d50\u968a\u4e00\u9f4a\u5c0d\u4ed8\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">Vanguard \u7684\u8abf\u67e5\u6b63\u6b63\u53cd\u6620\u6b64\u9ede\uff0c\u6c92\u6709\u4eba\u985e\u6295\u8cc7\u9867\u554f\u6642\uff0c\u53ea\u670924%\u4eba\u6703\u89ba\u5f97<span style=\"color: #04b2f2;\">\u5fc3\u7406\u5e73\u5b89(peace of mind)<\/span>\uff0c\u7576\u6709\u4e86\u4eba\u985e\u6295\u8cc7\u9867\u554f\u5f8c\uff0c\u4fbf\u5927\u5347\u81f380%\uff0c\u53ef\u898b\u4eba\u985e\u6295\u8cc7\u9867\u554f\u7684\u6700\u91cd\u8981\u5de5\u4f5c\u662f\u65bc\u6295\u8cc7\u6d3b\u52d5\u904e\u7a0b\u4e2d\u505a<span style=\"color: #04b2f2;\">\u5fc3\u7406\u8f14\u5c0e\uff0c\u505a\u793e\u5de5<\/span>\uff0c\u591a\u65bc\u5e6b\u4eba\u63d0\u9ad8\u56de\u5831\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><a href=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv4.jpg?ssl=1\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" title=\" \"loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7031 size-full\" src=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv4.jpg?resize=596%2C488&#038;ssl=1\" alt=\" \" width=\"596\" height=\"488\" srcset=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv4.jpg?w=596&amp;ssl=1 596w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv4.jpg?resize=300%2C246&amp;ssl=1 300w\" sizes=\"auto, (max-width: 596px) 100vw, 596px\" \/><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u76f8\u53cd\uff0c\u4f7f\u7528\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f\u7684\u4eba\uff0c\u5927\u591a\u662f\u5df2\u7d93\u812b\u96e2\u521d\u54e5\u884c\u5217\u7684\u6295\u8cc7\u8005\uff0c\u5fc3\u7406\u8f14\u5c0e\u6548\u679c\u4e0d\u5927\uff0c\u5373\u4f7f\u6c92\u6709\u4e86\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f\uff0c\u5c0d\u65bc\u81ea\u8eab\u7684\u5f71\u97ff\u6703\u8f03\u5c11\uff0c\u898b\u4e0b\u5716\uff1a<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><a href=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv5.jpg?ssl=1\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" title=\" \"loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7032 size-full\" src=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv5.jpg?resize=611%2C671&#038;ssl=1\" alt=\" \" width=\"611\" height=\"671\" srcset=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv5.jpg?w=611&amp;ssl=1 611w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv5.jpg?resize=273%2C300&amp;ssl=1 273w\" sizes=\"auto, (max-width: 611px) 100vw, 611px\" \/><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u6295\u8cc7\u4eba\u5f80\u5f80\u628a\u4eba\u985e\u6295\u8cc7\u9867\u554f\u7576\u4f5c\u670b\u53cb\u822c\u770b\u5f85\uff0c\u898b\u4e0b\u5716\uff0c\u662f\u5927\u611b\u5440\uff0c\u4e0d\u904e\u5c0d\u65b9\u771f\u662f\u5982\u6b64\u60f3\u55ce\uff0c\u898b\u6b64<a href=\"https:\/\/topick.hket.com\/article\/3141797\/%E3%80%90%E6%9D%B1%E5%BC%B5%E8%A5%BF%E6%9C%9B%E3%80%91%E9%99%B3%E5%BD%A5%E8%A1%8C%E8%AA%A4%E4%BF%A1%E7%90%86%E8%B2%A1%E4%B8%BB%E7%AE%A1%E4%BB%A3%E6%AF%8D%E7%B0%BD%E5%96%AE%E3%80%80%E8%A2%AB%E9%A8%99%E7%B0%BD3000%E8%90%AC%E4%BF%9D%E5%96%AE%EF%BC%9A%E5%AE%9A%E8%A6%81%E8%A8%8E%E5%9B%9E%E5%85%AC%E9%81%93%EF%BC%81\" target=\"_blank\" rel=\"noopener noreferrer\">\u65b0\u805e<\/a>\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><a href=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv6.jpg?ssl=1\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" title=\" \"loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7033 size-full\" src=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv6.jpg?resize=616%2C1029&#038;ssl=1\" alt=\" \" width=\"616\" height=\"1029\" srcset=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv6.jpg?w=616&amp;ssl=1 616w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv6.jpg?resize=180%2C300&amp;ssl=1 180w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv6.jpg?resize=613%2C1024&amp;ssl=1 613w\" sizes=\"auto, (max-width: 616px) 100vw, 616px\" \/><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #04b2f2;\"><strong><span style=\"font-size: 14pt;\">Human + digital advisor<\/span><\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">\u4ee5\u73fe\u6642\u666e\u904d\u4eba\u7684\u8ca1\u52d9\u80fd\u529b\u4f86\u770b\uff0c<span style=\"color: #04b2f2;\">\u4eba\u6a5f\u5408\u4e00<\/span>\u7684\u6295\u8cc7\u9867\u554f\u662f\u6700\u4f73\u7684\u52a9\u624b\uff0c\u80fd\u5920\u53d6\u9577\u88dc\u77ed\uff0c\u4e00\u9762\u7531robo advisor \u63d0\u5347\u6295\u8cc7\u8868\u73fe\uff0c\u4e00\u9762\u7531human advisor \u5b89\u64ab\u5fc3\u9748\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><a href=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv7.jpg?ssl=1\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" title=\" \"loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7034 size-full\" src=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv7.jpg?resize=720%2C587&#038;ssl=1\" alt=\" \" width=\"720\" height=\"587\" srcset=\"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv7.jpg?w=1200&amp;ssl=1 1200w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv7.jpg?resize=300%2C245&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv7.jpg?resize=1024%2C835&amp;ssl=1 1024w, https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv7.jpg?resize=768%2C627&amp;ssl=1 768w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><strong>\u5927\u5bb6\u53c8\u6703\u600e\u6a23\u60f3\u5462?<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6295\u8cc7\u9867\u554f-\u4eba\u985evs\u6a5f\u68b0\u4eba &nbsp; \u4e0a\u4e00\u7bc7\u6587\u7ae0\u8a0e\u8ad6\u4e86Morningstar \u7684\u4e00\u4efd\u95dc\u65bc\u6a5f\u68b0\u4eba\u6295\u8cc7\u9867\u554f ro&#8230;<\/p>\n","protected":false},"author":1,"featured_media":7028,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[1],"tags":[22,7,25,51,50],"class_list":["post-7026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-22","tag-7","tag-25","tag-51","tag-50"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2022\/05\/hum-adv1.jpg?fit=1200%2C786&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7Tc20-1Pk","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/7026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/comments?post=7026"}],"version-history":[{"count":5,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/7026\/revisions"}],"predecessor-version":[{"id":7042,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/7026\/revisions\/7042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media\/7028"}],"wp:attachment":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media?parent=7026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/categories?post=7026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/tags?post=7026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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