{"id":7431,"date":"2022-10-24T00:34:57","date_gmt":"2022-10-23T16:34:57","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=7431"},"modified":"2022-10-24T23:02:03","modified_gmt":"2022-10-24T15:02:03","slug":"%e6%9c%89%e9%8c%a2%e4%bd%ac%e9%bb%9e%e6%8a%95%e8%b3%87","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2022\/10\/%e6%9c%89%e9%8c%a2%e4%bd%ac%e9%bb%9e%e6%8a%95%e8%b3%87\/","title":{"rendered":"\u6709\u9322\u4f6c\u9ede\u6295\u8cc7?"},"content":{"rendered":"

\u6709\u9322\u4f6c\u9ede\u6295\u8cc7?<\/strong><\/span><\/h2>\n

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\u524d\u6587 (1<\/a> 2<\/a> ) \u63a2\u8a0e\u4e86\u6295\u8cc7\u7d93\u7406\u9ede\u6a23\u6295\u8cc7\u81ea\u5df1\u7684\u8ca1\u7522\uff0c\u672c\u6587\u5c31\u7740\u4e00\u4efd\u7f8e\u570b\u7684\u8abf\u67e5\u5831\u544a\uff0c\u770b\u770b\u64c1\u6709\u4e00\u767e\u842c\u7f8e\u91d1\u4ee5\u4e0a\u8cc7\u7522\u7684\u6709\u9322\u4f6c\uff0c\u662f\u5982\u4f55\u6295\u8cc7\u81ea\u5df1\u7684\u8ca1\u7522\u3002<\/span><\/p>\n

 <\/p>\n

Millionaires Speak: What Drives their Personal Investing Decisions?<\/a><\/span><\/p>\n

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\u9019\u4efd\u8abf\u67e5\u5831\u544a\u662f\u4ee5 National Bureau of Economic Research (NBER)\u00a0 \u7684\u540d\u7fa9\u51fa\u7248\uff0cNBER \u662f\u7f8e\u570b\u7684\u6b0a\u5a01\u667a\u5eab\u6a5f\u69cb<\/a>\uff0c\u7d93\u5e38\u8cc7\u52a9\u5f88\u591a\u8abf\u67e5\u53ca\u7814\u7a76\uff0c\u800c\u4e14\u9019\u4e9b\u8abf\u67e5\u53ca\u7814\u7a76\u7684\u5167\u5bb9\u4ea6\u5f88\u6709\u555f\u793a\u4f5c\u7528\u3002<\/span><\/p>\n

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\u8981\u77e5\u9053\u9019\u4e9b\u8abf\u67e5\u7684\u53ef\u9760\u6027\uff0c\u9664\u4e86\u770b\u88fd\u4f5c\u55ae\u4f4d\u7684\u80cc\u666f\uff0c\u53d7\u8a2a\u8005\u7684\u6578\u91cf<\/span>\u53ca\u5ee3\u95ca\u5ea6\u4ea6\u662f\u95dc\u9375\u3002\u554f\u554f\u5927\u5bb6\uff0c\u5982\u679c\u8981\u8abf\u67e5\u5168\u9999\u6e2f700\u842c\u4eba\u53e3\u7684\u98df\u7269\u504f\u597d\u53d6\u5411\uff0c\u7a76\u7adf\u8981\u8abf\u67e5\u8a2a\u554f\u591a\u5c11\u4eba\u6578\uff0c\u624d\u80fd\u5920\u6709\u8db3\u5920\u4ee3\u8868\u6027\uff1f10\u842c\u4eba\uff1f1\u842c\u4eba\uff1f<\/span><\/p>\n

 <\/p>\n

\u5982\u679c\u6309\u7d71\u8a08\u5b78\u7406\u8ad6\u8a08\u7b97<\/a>\uff0c1000\u4eba\u5de6\u53f3\u5df2\u7d93\u53ef\u4ee5\u7372\u5f97\u53ef\u9760\u7684\u8abf\u67e5\u7d50\u679c\u3002<\/span><\/p>\n

 <\/p>\n

\u4e0d\u904e\uff0c\u6709\u6642\u56e0\u70ba\u53d7\u8a2a\u4eba\u4e0d\u5920\u96a8\u6a5f\uff0c\u6216\u8005\u7b54\u975e\u6240\u554f\uff0c1200 \u81f31500\u4eba\u5c31\u6700\u597d\u3002<\/span><\/p>\n

 <\/p>\n

\u662f\u6b21\u7814\u7a76\u8abf\u67e5\uff0c\u53d7\u8a2a\u4eba\u6578\u70ba1662\u4eba\uff0c\u6240\u4ee5\u5176\u7d50\u679c\u90fd\u7b97\u53ef\u9760\u3002<\/span><\/p>\n

 <\/p>\n

\u4ee5\u4e0b\u662f\u4e00\u4e9b\u8abf\u67e5\u7d50\u679c\u7684\u7bc0\u9304\uff0c\u5168\u4efd\u5831\u544a\u53ef\u4ee5\u6309\u6b64<\/a>\u7d30\u95b1\u3002<\/span><\/p>\n

 <\/p>\n

\n

\"<\/a><\/span><\/p>\n

\u9996\u5148\u770b\u770b\u7f8e\u570b\u6709\u9322\u4f6c\u7684\u8cc7\u7522\u914d\u7f6e\uff0c\u4e0a\u8868\u986f\u793a\u6709\u8d85\u904e50%\u7684\u8cc7\u7522\u662f\u653e\u5728\u80a1\u7968<\/span>\uff0c\u7576\u4e2d\u7d55\u5927\u90e8\u4efd\u662f\u6295\u8cc7\u65bc\u7f8e\u80a1\uff0c\u53ef\u898b\u672c\u5730\u512a\u5148 (local bias) \u7684\u610f\u8b58\u5341\u5206\u666e\u904d\uff0c\u5c31\u50cf\u9999\u6e2f\u4eba\u559c\u6b61\u6e2f\u80a1\u4e00\u6a23\u3002<\/span><\/p>\n

 <\/p>\n

\u7b2c\u4e8c\u5927\u6301\u6709\u7684\u8cc7\u7522\u662f\u73fe\u91d1\uff0c\u6709\u5927\u7d04\u4e00\u6210\u3002<\/span><\/p>\n

 <\/p>\n

\n

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\u7576\u90a31662\u4f4d\u6709\u9322\u4f6c\u88ab\u554f\u5230\u6709\u4ec0\u9ebc\u56e0\u7d20\u5f71\u97ff\u81ea\u5df1\u7684\u6295\u8cc7\u6c7a\u5b9a\u6642\uff0c\u6709\u4e09\u5206\u4e4b\u4e00\u4eba\u8a8d\u70ba\u662f\u81ea\u5df1\u7406\u8ca1\u9867\u554f\u7684\u610f\u898b<\/span>\u3002<\/span><\/p>\n

 <\/p>\n

\u7559\u610f\u300c\u7406\u8ca1\u9867\u554f\u300d\u4e00\u8a5e\u65bc\u9999\u6e2f\u4eba\u53ca\u7f8e\u570b\u4eba\u7684\u5370\u8c61\u662f\u4e0d\u4e00\u6a23\uff0c\u9999\u6e2f\u4eba\u773c\u4e2d\u7684\u300c\u7406\u8ca1\u9867\u554f\u300d\u662fsales\u3001\u9a19\u5f92\u3001\u4fdd\u96aaagent\uff0c\u4ed6\u5011\u6240\u8cfa\u7684\u9322\u662f\u81ea\u5df1\u7684\u8ca1\u5bcc\uff1b\u4f46\u7f8e\u570b\u7684\u4e00\u4e9b\u300c\u7406\u8ca1\u9867\u554f\u300d\u4e0d\u662fsales,\u00a0 \u662f\u771f\u7684\u6536\u5ba2\u6236\u9322\u5e6b\u4eba\u6295\u8cc7\uff0c\u5927\u5bb6\u53ef\u4ee5\u60f3\u50cf\u4e00\u4e0b\u7562\u83f2\u7279\u53caRay Dalio \u4e4b\u985e\u3002\u9999\u6e2f\u7684\u7406\u8ca1\u9867\u554f\u4e00\u822c\u6536\u7522\u54c1\u516c\u53f8\u7684\u4f63\u91d1\uff0c\u751a\u81f3\u53d7\u50f1\u65bc\u8a72\u516c\u53f8\uff0c\u57fa\u672c\u4e0a\u8207\u5ba2\u6236\u662f\u5b58\u5728\u5229\u76ca\u885d\u7a81\uff1b\u4f46\u771f\u6b63\u7684\u7406\u8ca1\u9867\u554f\u662f\u5168\u7531\u5ba2\u4eba\u4ed8\u8cbb\uff0c\u597d\u50cf\u770b\u91ab\u751f\uff0c\u91ab\u751f\u6536\u7684\u662f\u75c5\u4eba\u9322\uff0c\u800c\u4e0d\u662f\u85e5\u5ee0\u7684\u9322\u3002\u53e6\u898b\u524d\u6587 ( 1<\/a> 2<\/a> )\u8a0e\u8ad6\u3002<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

 <\/p>\n

\u81f3\u65bc\u6700\u4e0d\u91cd\u8996\u7684\u56e0\u7d20\uff0c\u662f\u5927\u773e\u50b3\u5a92<\/span>\u7684\u610f\u898b\u3002\u5831\u7ae0\u7db2\u7ad9\u7684\u5c08\u5bb6\u5fc3\u5f97(\u597d\u50cfMPFDIY )\uff0c\u7576\u5a1b\u6a02\u65b0\u805e\u516b\u639b\u4e00\u4e0b\u5c31\u7b97\u3002\u4f60\u7121effort \u7121\u8ab2\u91d1\uff0c\u4f55\u4f86\u6703\u6709\u597d\u5622\u6b63\u5622\u76ca\u4f60\uff0c\u4fc2\u689d\u8857\u9047\u5230\u9ad8\u4eba\u8a71\u8d08\u4f60\u5169\u53e5\uff0c\u6b63\u5e38\u667a\u529b\u90fd\u6703\u53eb\u81ea\u5df1\u5514\u597d\u4fe1\u3002<\/span><\/p>\n

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 <\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

\u518d\u6309\u4e0d\u540c\u8eab\u5bb6\u53ca\u5e74\u9f61\u4f5c\u7d30\u5206\uff0c\u53ef\u4ee5\u898b\u5230\u5df2\u9000\u4f11\u7684\u8001\u4eba\u5bb6\u6703\u807d\u4eba\u8b1b\u591a<\/span>\uff0c\u800c\u66f4\u6709\u7c73\u7684\u4eba\u6703\u66f4\u591a\u4f9d\u8cf4\u81ea\u5df1\u7d93\u9a57\u3002<\/span><\/p>\n

 <\/p>\n

\n

 <\/p>\n

\u63a5\u7740\u8a72\u8abf\u67e5\u6709\u8207\u5176\u4ed6\u8abf\u67e5\u7684\u7d50\u679c\u4f5c\u5c0d\u6bd4\uff0c\u4e0b\u8868\u5de6\u908a\u662f\u666e\u7f85\u5927\u773e\u7684\u770b\u6cd5\uff0c\u53f3\u908a\u662f\u6709\u9322\u4f6c\u7684\u770b\u6cd5\u3002\u666e\u7f85\u5927\u773e\u90fd\u53ea\u7740\u91cd\u773c\u524d\u7684\u6536\u5165\u5920\u5514\u5920\u9000\u4f11\uff0c\u6216\u8005FF \u81ea\u5df1\u5e7e\u6642\u9000\u4f11\uff1b\u4f46\u6709\u9322\u4f6c\u7684\u8996\u7dda\u4e0d\u662f\u81ea\u5df1\u7684\u8173\u8dbe\u516c\u3002<\/span><\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

 <\/p>\n

\n

 <\/p>\n

\u8a72\u8abf\u67e5\u5f97\u51fa\u4e00\u500b\u6709\u8da3\u73fe\u8c61\uff0c\u5c31\u662f\u6709\u9322\u4f6c\u7684\u6295\u8cc7\u5f80\u5f80\u96c6\u4e2d\u65bc\u4e00\u5169\u9805\uff0c\u4ed6\u5011\u8a8d\u70ba\u9019\u4e9b\u96c6\u4e2d\u7684\u6295\u8cc7\u6703\u70ba\u4ed6\u5011\u5e36\u4f86\u66f4\u9ad8\u7684\u56de\u5831\uff0c\u8207\u53ca\u66f4\u4f4e\u7684\u98a8\u96aa\u3002<\/span><\/strong><\/span><\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

 <\/p>\n

\n

 <\/p>\n

\u672c\u7ad9\u7684\u8b80\u8005\u90fd\u77e5\u9053\u4ec0\u9ebc\u662fsmart beta,\u00a0 \u8a72\u8abf\u67e5\u90fd\u6709\u554f\u6709\u9322\u4f6c\u5c0dvalue,\u00a0 momentum,\u00a0 profitability,\u00a0 investment \u7b49factor investing \u7684\u770b\u6cd5 :<\/span><\/p>\n

 <\/p>\n

\"<\/a><\/span><\/p>\n

\"<\/a><\/span><\/p>\n

\u5f9e\u4ee5\u4e0a\u8abf\u67e5\u6578\u64da\u4f86\u770b\uff0c\u7f8e\u570b\u6709\u9322\u4f6c\u90fd\u4fc2buy \u80a1\u795e\u7562\u83f2\u7279\u5605value investing\u00a0 \u55f0\u5957\u3002<\/span><\/p>\n

 <\/p>\n

\n

 <\/p>\n

\u4e4b\u5f8c\u6709\u554f\u984c\u662f\u95dc\u65bc\u4e3b\u52d5\u5f0f\u6295\u8cc7\uff0c\u7531\u65bc\u7f8e\u570b\u6709\u9322\u4f6c\u597d\u591a\u90fd\u6709\u8acb\u300c\u7406\u8ca1\u9867\u554f\u300d\u5e6b\u624b\uff0c\u6240\u4ee5\u5c0d\u4e3b\u52d5\u5f0f\u6295\u8cc7\u662f\u5341\u5206\u6b63\u9762\u3002<\/span><\/p>\n

\"<\/a><\/span><\/p>\n

 <\/p>\n

\n

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 <\/p>\n

\u9019\u500b\u6709\u9322\u4f6c\u9ede\u6295\u8cc7\u7684\u8abf\u67e5\u5831\u544a\u670960\u9801\uff0c\u4ee5\u4e0a\u53ea\u662f\u5c11\u90e8\u4efd\u7bc0\u9304\uff0c\u5927\u5bb6\u6709\u8208\u8da3\u53ef\u4ee5\u8a73\u7d30\u95b1\u8b80\u5168\u6587\uff0c\u589e\u9032\u81ea\u5df1\u7684\u8996\u91ce\u3002<\/span><\/p>\n

 <\/p>\n

\u5831\u7ae0\u3001\u7db2\u7ad9\u3001youtube \u7576\u7136\u597d\u7747\uff0c\u56e0\u70ba\u8981\u5438\u773c\u7403\u53ca\u6536\u8996\uff0c\u7528\u6700\u5bb9\u6613\u5165\u53e3\uff0c\u6700\u5bb9\u6613\u4e0a\u624b\uff0c\u4e00\u7747\u5b8c\u5c31\u660e\uff0c\u4e00\u5716\u7747\u6652\uff0c\u4e00\u6587\u5b78\u61c2\uff0c\u53bb\u63a5\u89f8\u666e\u7f85\u5927\u773e\u3002<\/span><\/p>\n

 <\/p>\n

\u4f46\u6709\u9322\u4f6c\u6703\u5514\u6703\u5625\u6642\u9593\u7747\u5462\u5572\u7121\u8b02\u53ca\u5bb9\u6613\u5622\u5462\uff1f<\/span><\/strong>\u6709\u6642\u9593\u90fd\u540c\u771f\u6b63\u53ef\u4ee5\u5e6b\u81ea\u5df1\u8cfa\u5230\u9322\u5605\u4eba\u8a0e\u8ad6\u4e0b\u500b\u90e8\u7f72\uff0c\u767c\u6398\u65b0\u7684\u6a5f\u9047\uff0c\u5728\u666e\u7f85\u5927\u773e\u672a\u5165\u5834\u4e4b\u524d\u5df2\u7d93\u5148\u5165\u70ba\u4e3b\u3002<\/span><\/p>\n

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 <\/p>\n

 <\/p>\n

\u5f8c\u8a18\uff1a<\/span><\/strong><\/p>\n

 <\/p>\n

\u8fd1\u65e5\u7b46\u8005\u65bc\u7d93\u6fdf\u65e5\u5831\u7684\u77ed\u7247<\/a>\u51fa\u8857\uff0c\u559a\u9192\u597d\u591a\u4eba\u7747\u4e0b\u81ea\u5df1\u5605MPF\uff0c\u8ddf\u4f4f\u6709\u5f88\u591a\u666e\u7f85\u5927\u773e\u5c31\u554f\uff1a\u8755\u5de6\u597d\u591a\uff0c\u9ede\u7b97\uff1f\u8755\u5de6\u5148\u5468\u570d\u554f\u4eba\u9ede\u6a23\u8cfa\u5f97\u8fd4\uff0c\u4f46\u904e\u5de6\u5e7e\u500b\u6708\u71b1\u60c5\u6e1b\u9000\uff0c\u5c31\u5187\u518d\u7406MPF\uff0c\u7136\u5f8c\u4e0b\u4e00\u500b\u80a1\u707d\u53c8\u91cd\u8907\u5462\u500b\u5faa\u74b0\u3002<\/span><\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

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