{"id":7531,"date":"2022-12-05T06:23:26","date_gmt":"2022-12-04T22:23:26","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=7531"},"modified":"2022-12-05T06:23:26","modified_gmt":"2022-12-04T22:23:26","slug":"%e5%bc%b7%e7%a9%8d%e9%87%91%e7%9a%84%e5%8f%97%e8%a8%97%e4%ba%ba%e7%a9%b6%e7%ab%9f%e5%81%9a%e5%92%a9","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2022\/12\/%e5%bc%b7%e7%a9%8d%e9%87%91%e7%9a%84%e5%8f%97%e8%a8%97%e4%ba%ba%e7%a9%b6%e7%ab%9f%e5%81%9a%e5%92%a9\/","title":{"rendered":"\u5f37\u7a4d\u91d1\u7684\u53d7\u8a17\u4eba\u7a76\u7adf\u505a\u54a9"},"content":{"rendered":"
<\/p>\n
\u53d7\u8a17\u4eba\u65bc\u5f37\u7a4d\u91d1\u7684\u6a5f\u5236\u5167\u662f\u4e00\u500b\u5f88\u91cd\u8981\u7684\u89d2\u8272\uff0c\u4e0d\u904e\uff0c\u53d7\u8a17\u4eba\u65bc\u6cd5\u5f8b\u4e0a\u7684\u5b9a\u4f4d\u662f\u4ec0\u9ebc\uff1f\u65bc\u5f37\u7a4d\u91d1\u5167\u7684\u5de5\u4f5c\u53c8\u662f\u4ec0\u9ebc\uff1f\u672c\u6587\u5c31\u662f\u770b\u770b\u9019\u5169\u65b9\u9762\u3002<\/span><\/p>\n <\/p>\n \u53d7\u8a17\u4eba\u7684\u82f1\u6587\u540d\u7a31\u662ftrustee , trustee\u76f4\u8b6f\u662f\u88ab\u4fe1\u4efb\u7684\u4eba\u3002\u9019\u88cf\u9084\u6d89\u53catrust \u4fe1\u8a17\uff0c trustor \/settlor\u59d4\u8a17\u4eba\uff0cbeneficiary \u53d7\u76ca\u4eba\u3002<\/span><\/p>\n <\/p>\n Trust \u4fe1\u8a17\u662f\u4e00\u500b\u8861\u5e73\u6cd5 equity law \u4e0b\u7684\u6cd5\u5f8b\u6982\u5ff5\uff0c\u6e90\u8d77\u662f\u4ee5\u5f80\u6709\u7537\u4e01(trustor) \u51fa\u5916\u6253\u6756\uff0c\u4e0d\u77e5\u662f\u751f\u662f\u6b7b\uff0c\u65bc\u662f\u5c07\u5bb6\u7522\u4ea4\u7d66\u4e00\u540dtrustee \u53d7\u8a17\u4eba\uff0c\u8981\u6c42\u53d7\u8a17\u4eba\u6309\u59d4\u8a17\u4eba\u7684\u610f\u9858\u53bb\u57f7\u884c\u5c0d\u8a72\u5bb6\u7522\u7684\u5206\u914d\u53ca\u904b\u4f5c\uff0c\u7136\u5f8c\u5b9a\u671f\u5411\u53d7\u76ca\u4ebabeneficiary (\u901a\u5e38\u662f\u59bb\u5152)\u00a0 \u9032\u884c\u5bb6\u7522\u5206\u6d3e\u3002<\/span><\/p>\n <\/p>\n \u9019\u7a2e\u7279\u6b8a\u7684\u95dc\u4fc2\uff0c\u53eb\u300ctrust\u300d\uff0c\u4e2d\u8b6f\u70ba\u300c\u4fe1\u8a17\u300d\uff0c\u662f\u666e\u901a\u6cd5\u9662\u6240\u627f\u8a8d\u7684\u4e00\u7a2e\u95dc\u4fc2\uff0c\u4e26\u4e14\u7531\u65bc\u8a72\u95dc\u4fc2\u662f\u6cd5\u5ead\u6240\u8a8d\u53ef\uff0c\u6240\u4ee5trust \u5167\u7684\u4e09\u65b9\uff1atrustor,\u00a0 trustee , beneficiary \u90fd\u6709\u4e0d\u540c\u7684\u6b0a\u5229\u8207\u53ca\u7fa9\u52d9<\/span>\u3002\u9019\u7a2e\u6b0a\u5229\u7fa9\u52d9\u95dc\u4fc2\uff0c\u6cd5\u5f8b\u4e0a\u88ab\u7a31\u70ba\u300cfiduciary duty\u300d\u53d7\u4fe1\u8cac\u4efb<\/strong><\/span>\u3002<\/span><\/p>\n <\/p>\n \u6309\u7167\u5f37\u91d1\u5c40\u7db2\u7ad9\u7684\u8cc7\u6599\uff0c\u5982\u4e0b<\/span><\/p>\n <\/p>\n <\/p>\n \u5f37\u7a4d\u91d1\u53d7\u8a17\u4eba\u7ba1\u6cbb\u539f\u5247<\/a><\/span><\/p>\n – thoroughly understand its duties and at all times act in the best interest of scheme members;<\/span> – \u5fb9\u5e95\u4e86\u89e3\u5176\u8077\u8cac\uff0c\u4e26\u59cb\u7d42\u4ee5\u8a08\u5283\u6210\u54e1\u7684\u6700\u4f73\u5229\u76ca\u884c\u4e8b<\/strong>\uff1b – \u5efa\u7acb\u53ca\u7dad\u6301\u5168\u9762\u7a69\u5065\u7684\u7ba1\u6cbb\u67b6\u69cb\uff0c\u4ee5\u76e3\u7763\u53ca\u7ba1\u7406\u5176\u5f37\u7a4d\u91d1\u696d\u52d9\u53ca\u71df\u904b\uff1b – \u78ba\u4fdd\u5176\u8463\u4e8b\u6703\u7684\u7d44\u6210\u9069\u7576\uff0c\u5176\u89d2\u8272\u548c\u4efb\u4f55\u6388\u6b0a\u5f97\u5230\u9069\u7576\u5b9a\u7fa9\u3001\u8a18\u9304\u548c\u76e3\u7763\uff1b – \u78ba\u4fdd\u5176\u8463\u4e8b\u6703\u7684\u6240\u6709\u6210\u54e1\u90fd\u9069\u7576\u4e14\u6709\u8cc7\u683c\u5c65\u884c\u5176\u8077\u8cac\uff1b – \u70ba\u8a08\u5283\u6210\u54e1\u63d0\u4f9b\u7269\u6709\u6240\u503c<\/strong>\u7684\u5f37\u7a4d\u91d1\u8a08\u5283\u548c\u670d\u52d9\uff1b – \u78ba\u4fdd\u5236\u5b9a\u9069\u7576\u7684\u653f\u7b56\u548c\u7a0b\u5e8f\u4ee5\u6709\u6548\u8b58\u5225\u3001\u7ba1\u7406\u548c\u89e3\u6c7a\u5229\u76ca\u885d\u7a81\uff1b – \u9069\u7576\u76e3\u63a7\u5176\u6307\u5b9a\u670d\u52d9\u63d0\u4f9b\u5546\u7684\u8868\u73fe<\/strong>\uff1b – \u78ba\u4fdd\u6709\u6548\u76e3\u5bdf\u6210\u5206\u57fa\u91d1\u5728\u5176\u5f37\u7a4d\u91d1\u8a08\u5283\u4e0b\u7684\u6295\u8cc7\u8868\u73fe<\/strong>\uff1b – \u70ba\u5176\u5f37\u7a4d\u91d1\u696d\u52d9\u53ca\u71df\u904b\u5efa\u7acb\u53ca\u7dad\u6301\u6709\u6548\u7684\u98a8\u96aa\u7ba1\u7406\u67b6\u69cb\uff1b\u548c – \u8207\u5176\u8a08\u5283\u6210\u54e1\u9032\u884c\u6e05\u695a\u6709\u6548\u7684\u6e9d\u901a\uff0c\u4e26\u63d0\u4f9b\u9069\u7576\u7684\u8cc7\u6599\uff0c\u4ee5\u5354\u52a9\u4ed6\u5011\u5c31\u5f37\u7a4d\u91d1\u5236\u5ea6\u5167\u7684\u9000\u4f11\u5132\u84c4\u4f5c\u51fa\u6c7a\u5b9a<\/strong>\u3002<\/span><\/p>\n \u8981\u6709\u4e00\u500b\u53d7\u8a17\u4eba\u53bb\u80af\u505a\u4e0a\u8ff0\u4e00\u5927\u5806\u4e8b\u60c5\uff0c\u7576\u7136\u8981\u4ffe\u9322\uff0c\u6240\u4ee5\u5f37\u7a4d\u91d1\u5167\u7684\u6536\u8cbb\uff0c\u6709\u8d85\u904e\u4e00\u534a\u662f\u652f\u4ed8\u7d66\u53d7\u8a17\u4eba\u53bb\u505a\u4e0a\u8ff0\u7684\u4e8b\u60c5\u3002 \u6bcf\u7576\u6709\u4eba\u8aaa\u5f37\u7a4d\u91d1\u53ef\u4ee5\u63d0\u51fa\u4f86\u81ea\u5df1\u6253\u7406\u53ca\u6295\u8cc7\uff0c\u5176\u5be6\u53ea\u662f\u81ea\u5df1\u60f3\u505a\u6295\u8cc7\u7684\u4e00\u90e8\u4efd\uff0c\u800c\u6c92\u6709\u60f3\u904e\u81ea\u5df1\u5982\u4f55\u6709\u80fd\u529b\u53bb\u9577\u6642\u9593\u6301\u7e8c\u76e3\u7763\u53ca\u7ba1\u7406\u9019\u4e9b\u9000\u4f11\u8cc7\u7522\u3002 \u6295\u8cc7\u7269\u662f\u81ea\u5df1\u6240\u80fd\u7ba1\u7406\u55ce\uff1f \u8cc7\u7522\u5982\u4f55\u5b89\u5168\uff1f \u98a8\u96aa\u662f\u81ea\u5df1\u80fd\u5920\u627f\u53d7\uff1f \u5982\u679c\u5f37\u7a4d\u91d1\u53d7\u8a17\u4eba\u7684\u5de5\u4f5c\u53ef\u4ee5\u7531\u500b\u4eba\u81ea\u5df1\u53bb\u505a\u7684\u8a71\uff0c\u90a3\u9ebc\u9280\u884c\u53ca\u4ea4\u6613\u6240\u7684\u5de5\u4f5c\u53ef\u4ee5\u81ea\u5df1\u53bb\u505a\u55ce\uff1f\u4fdd\u96aa\u516c\u53f8\u53ca\u8b49\u5238\u884c\u53c8\u53ef\u4ee5\u81ea\u5df1\u53bb\u505a\u55ce\uff1f<\/span> \u53ef\u4ee5\u7684\uff0c\u5728crypto defi \u4e16\u754c\uff0c\u4f46\u73fe\u6642\u592a\u5c11\u592a\u5c11\u4eba\u9858\u610f\u53bb\u63a5\u89f8\u3002 \u5f37\u7a4d\u91d1\u53d7\u8a17\u4eba\u7684\u8868\u73fe\u7576\u7136\u6709\u9032\u6b65\u7684\u7a7a\u9593\uff0c\u4f46\u8d77\u78bc\u5927\u5bb6\u8981\u77e5\u9053\u4ee5\u4ec0\u9ebc\u6e96\u5247\u53bb\u8a55\u50f9\u53d7\u8a17\u4eba\u7684\u8868\u73fe\uff0c\u672c\u7ad9\u4ee5\u5f80\u6709\u4e00\u5927\u5806\u6587\u7ae0\u8a0e\u8ad6\uff0c\u898b\u4e0b\uff1a<\/p>\n <\/p>\n \u7a4d\u91d1\u65b0\u805e#45\uff0d\u53d7\u8a17\u4eba\u884c\u653f\u5de5\u4f5c\u7684\u4e0d\u8db3<\/a><\/span><\/p>\n <\/p>\n
\n– establish and maintain a comprehensive and robust governance framework for the oversight and management of its MPF business and operations;<\/span>
\n– ensure that its Board of Directors (Board) is properly composed and that its role and any delegated authorities are properly defined, documented and monitored;<\/span>
\n– ensure all members of its Board are fit and proper and suitably qualified to perform their duties;<\/span>
\n– deliver value-for-money MPF schemes and services to its scheme members;<\/span>
\n– ensure proper policies and procedures are in place to effectively identify, manage and address conflicts of interest;<\/span>
\n– properly monitor the performance of its appointed service providers;<\/span>
\n– ensure effective monitoring of the investment performance of constituent funds under its MPF schemes;<\/span>
\n– establish and maintain an effective risk management framework for its MPF business and operations; and<\/span>
\n– communicate clearly and effectively with its scheme members and provide appropriate information to assist them with decision making over their retirement savings in the MPF System.<\/span><\/p>\n