{"id":7728,"date":"2023-02-20T03:10:10","date_gmt":"2023-02-19T19:10:10","guid":{"rendered":"https:\/\/www.mpfdiy.com\/?p=7728"},"modified":"2023-02-20T03:10:10","modified_gmt":"2023-02-19T19:10:10","slug":"60-40%e8%82%a1%e5%82%b5%e9%85%8d%e7%bd%ae%e6%98%af%e5%90%a6%e5%b7%b2%e7%b6%93%e5%a4%b1%e6%95%88","status":"publish","type":"post","link":"https:\/\/www.mpfdiy.com\/2023\/02\/60-40%e8%82%a1%e5%82%b5%e9%85%8d%e7%bd%ae%e6%98%af%e5%90%a6%e5%b7%b2%e7%b6%93%e5%a4%b1%e6%95%88\/","title":{"rendered":"60\/40\u80a1\u50b5\u914d\u7f6e\u662f\u5426\u5df2\u7d93\u5931\u6548?"},"content":{"rendered":"

60\/40\u80a1\u50b5\u914d\u7f6e\u662f\u5426\u5df2\u7d93\u5931\u6548?<\/strong><\/span><\/h2>\n
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2022\u5e74\u80a1\u5e02\u53ca\u50b5\u5e02\u5169\u8005\u7686\u4e0b\u8dcc\uff0c\u662f\u5e7e\u5341\u5e74\u4e00\u9047\u7684\u5929\u6587\u73fe\u8c61\u3002\u50b3\u7d71\u768460%\u80a1\u7968 \/ 40%\u50b5\u5238\u8cc7\u7522\u914d\u7f6e\uff0c\u65bc2022\u5e74\u90fd\u8981\u4e0b\u8dcc\u8fd115%,\u00a0 \u4ee4\u5f88\u591a\u4eba\u61f7\u759160\/40<\/span>\u9019\u500b\u50b3\u7d71\u6295\u8cc7\u667a\u6167\uff0c\u662f\u5426\u5df2\u7d93\u5931\u6548\u3002<\/span><\/p>\n
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\u672c\u6587\u5c31\u7740\u4e00\u7bc7Morningstar \u7684\u6587\u7ae0\uff0c\u8a0e\u8ad6\u4e00\u4e0b 60\/40 portfolio \u662f\u5426\u5df2\u7d93\u5931\u6548\uff1f<\/span><\/p>\n
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https:\/\/www.morningstar.com\/articles\/1133395\/dont-lose-faith-in-the-6040-portfolio<\/span><\/a><\/p>\n
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Morningstar \u7684\u6587\u7ae0\u6307\u51fa2022\u5e74\u80a1\u50b5\u8868\u73fe\u7684\u7f55\u898b\u6027\uff0c\u898b\u4e0b\u5716\uff1a<\/span><\/p>\n
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$\"$ <\/a><\/span><\/p>\n
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\u4e0a\u5716\u986f\u793a\u4e86\u4e00\u500b\u9a5a\u4eba\u7684\u73fe\u8c61\uff0c\u539f\u4f86\u81ea2000\u5e74\u8d77\u768422\u5e74\u9593\uff0c\u80a1\u7968\u53ca\u50b5\u5238\u5f9e\u672a\u8a66\u904e\u4e00\u540c\u4e0b\u8dcc\uff0c\u9664\u4e862022\u5e74\u3002<\/span><\/p>\n
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\u4e0b\u5716\u986f\u793a\u4e86\u7f8e\u80a1\u8207\u4e0d\u540c\u985e\u578b\u50b5\u5238\u7684\u95dc\u806f\u7cfb\u6578(correlation)<\/span>, \u95dc\u806f\u7cfb\u6578\u5982\u679c\u7b49\u65bc+1, \u8868\u793a\u5169\u8005\u9f4a\u4e0a\u9f4a\u843d\uff1b \u5982\u679c\u95dc\u806f\u7cfb\u6578\u70ba-1, \u986f\u793a\u5169\u8005\u5357\u8f45\u5317\u8f4d\u3002<\/span><\/p>\n
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$\"$ <\/a><\/span><\/p>\n
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\u4e0a\u5716\u986f\u793a\u7f8e\u80a1\u8207\u77ed\u671f\u7f8e\u570b\u570b\u50b5\u95dc\u806f\u7cfb\u6578\u8f03\u4f4e\u3002<\/span><\/p>\n
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\u4e0d\u904e\uff0c\u95dc\u806f\u7cfb\u6578\u4e0d\u662f\u56fa\u5b9a\u5e38\u6578\uff0c\u800c\u662f\u7121\u6642\u7121\u523b\u90fd\u51fa\u73fe\u8b8a\u5316\uff0c\u4e0b\u5716\u5c55\u793a\u4e86\u81ea1988\u5e74\u8d77\u7684\u6578\u5b57\uff0c\u85cd\u8272\u6642\u6bb5\u5c31\u662f\u95dc\u806f\u7cfb\u6578\u70ba\u6b63\u6578\u7684\u6642\u671f\u3002<\/span><\/p>\n
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\u5f9e\u4e0a\u5716\u53ef\u898b\uff0c\u9664\u4e862022\u5e74\uff0c\u9084\u67092020\u5e74\uff0c2005\/6\u5e74\uff0c1988\u5e74\u81f31997\u5e74\uff0c\u80a1\u7968\u53ca\u50b5\u5238\u7684\u95dc\u806f\u7cfb\u6578\u90fd\u51fa\u73fe\u6b63\u6578\u3002<\/span><\/p>\n
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\u8aaa\u4e86\u534a\u5929\uff0cMorninstar \u6587\u7ae0\u6709\u4ee5\u4e0b\u770b\u6cd5\uff1a<\/strong><\/span><\/span><\/p>\n
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1. \u80a1\u50b5\u95dc\u806f\u6027\u7d93\u5e38\u8b8a\u5316<\/span><\/strong><\/span><\/p>\n
2. 2022\u5e74\u662f\u8f03\u7279\u5225\u5e74\u4efd<\/span><\/strong><\/span><\/p>\n
3. Diversification \u5206\u6563\u6295\u8cc7\u4ecd\u7136\u6709\u6548<\/span><\/strong><\/span><\/p>\n
4. \u901a\u8139\u6703\u5f71\u97ff\u80a1\u50b5\u95dc\u806f\u60c5\u6cc1<\/span><\/strong><\/span><\/p>\n
5. \u4e0d\u8981\u5c0d60\/40 \u50b3\u7d71\u667a\u6167\u5931\u53bb\u4fe1\u5fc3<\/span><\/strong><\/span><\/p>\n
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\u7b46\u8005\u770b\u6cd5\uff1a<\/span><\/strong><\/p>\n
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\u80a1\u7968\u53ca\u50b5\u5238\u662f\u5169\u7a2e\u50b3\u7d71\u4e0a\u6700\u91cd\u8981\u7684\u8cc7\u7522\u985e\u5225\uff0c\u5176\u91cd\u8981\u6027\u4e3b\u8981\u7531\u5e02\u503c\uff0c\u5ee3\u6cdb\u6027\uff0c\u64cd\u4f5c\u6027\uff0c\u8a8d\u53d7\u6027\u4f5c\u53cd\u6620\u3002<\/span><\/p>\n
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\u4f46\u6642\u79fb\u4e16\u6613\uff0c\u65b0\u4e16\u4ee3\u6709\u65b0\u7684\u8cc7\u7522\u985e\u5225\u4e0d\u65b7\u6e67\u73fe\uff0c\u52a0\u4e0a\u9664\u7f8e\u570b\u4ee5\u5916\uff0c\u80a1\u7968\u80cc\u5f8c\u7684\u516c\u53f8\u9010\u6f38\u5931\u53bb\u70ba\u80a1\u6771\u63d0\u4f9b\u5229\u6f64\u7684\u80fd\u529b\uff1b\u800c\u50b5\u5238\u672c\u8eab\u4ea6\u56e0\u5404\u5730\u653f\u5e9c\u63a7\u5236\u8ca8\u5e63\u4f9b\u61c9\u53ca\u606f\u53e3\uff0c\u800c\u5931\u53bb\u7d14\u7cb9\u7531\u5e02\u5834\u800c\u4f86\u7684\u50f9\u503c<\/span>\u3002\u6545\u6b64\uff0c\u7b46\u8005\u8a8d\u70ba\u80a1\u7968\u53ca\u50b5\u5238\u5169\u8005\u65bc\u6295\u8cc7\u9818\u57df\u7684\u91cd\u8981\u6027\uff0c\u6703\u9010\u6f38\u6e1b\u5c11\u3002<\/span><\/p>\n
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\u76f8\u53cd\uff0c\u4e00\u4e9b\u65b0\u578b\u8cc7\u7522\u5c07\u6703\u5927\u653e\u5149\u8292\uff0c\u4f8b\u5982managef future,\u00a0 volatility,\u00a0 crypto \u7b49\u7b49\uff0c\u65e5\u5f8c\u6703\u9010\u6f38\u52a0\u5165\u6210\u70ba\u8cc7\u7522\u914d\u7f6e\u7684\u4e3b\u6d41\uff0c\u4ee4\u6295\u8cc7\u9818\u57df\u66f4\u52a0\u591a\u5143\u5316\uff0c\u4ee4diversification \u66f4\u591a\u9078\u64c7\uff0c\u4ee5\u61c9\u4ed8\u5404\u7a2e\u8cc7\u7522\u7684\u5347\u8dcc\u6f32\u892a\u3002<\/span><\/p>\n
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\u6b63\u6240\u8b02\u300c\u8b8a\u5e7b\u624d\u662f\u6c38\u6052\u300d<\/strong><\/span>\uff0c\u8981\u4fdd\u6301\u9577\u4e45\u7684\u6295\u8cc7\u56de\u5831\uff0c\u5c31\u8981\u6709\u638c\u63e1\u300c\u8b8a\u5316\u300d\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u8207\u53ca\u591a\u5143\u8cc7\u7522\u914d\u7f6e<\/span>\u3002<\/span><\/p>\n
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60\/40\u80a1\u50b5\u914d\u7f6e\u662f\u5426\u5df2\u7d93\u5931\u6548? 2022\u5e74\u80a1\u5e02\u53ca\u50b5\u5e02\u5169\u8005\u7686\u4e0b\u8dcc\uff0c\u662f\u5e7e\u5341\u5e74\u4e00\u9047\u7684\u5929\u6587\u73fe\u8c61\u3002\u50b3\u7d71\u7684…<\/p>\n","protected":false},"author":1,"featured_media":7739,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[1,4],"tags":[39,54,22,7,23,33,56],"class_list":["post-7728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","category-4","tag-buy-hold","tag-position-sizing","tag-22","tag-7","tag-23","tag-33","tag-56"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.mpfdiy.com\/wp-content\/uploads\/2023\/02\/6040f.jpg?fit=960%2C720&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7Tc20-20E","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/7728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/comments?post=7728"}],"version-history":[{"count":5,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/7728\/revisions"}],"predecessor-version":[{"id":7740,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/posts\/7728\/revisions\/7740"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media\/7739"}],"wp:attachment":[{"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/media?parent=7728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/categories?post=7728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mpfdiy.com\/wp-json\/wp\/v2\/tags?post=7728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}